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FORD FOCUS 2008 Car Insurance

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The 2008 Ford Focus is a practical, economical compact car valued for its urban versatility and affordable upkeep. It suits drivers seeking a reliable vehicle for daily commuting without sporty pretensions.

FORD FOCUS 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 Ford Focus fluctuate noticeably, rising from $446 to $734 in 2022, then dropping to $362 in 2023, before gradually climbing back to $506 in 2026. This variability likely reflects shifts in insured driver profiles rather than a stable trend.

To find the best insurance for your FORD FOCUS 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2008 cost in Quebec?

Premiums vary significantly by city: Trois-Rivières shows the highest amount ($808), followed by Gatineau ($364) and Quebec City ($329), while Saint-Jean-sur-Richelieu has the lowest premium ($156).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $364.06
QUÉBEC $329.29
TROIS-RIVIÈRES $807.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Ford Focus?
The average premium for a 2008 Ford Focus varies by reference year, ranging from $362 to $734 between 2021 and 2026. In 2026, the average sits at $506.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the 2008 Focus premium fluctuate so much year to year?
The swings, from $446 in 2021 to $734 in 2022 and then $362 in 2023, are often explained by changes in insured driver profiles rather than the vehicle itself.
Which city offers the lowest insurance cost for a 2008 Focus?
Based on the data provided, Saint-Jean-sur-Richelieu shows the lowest premium at $156, compared to $808 in Trois-Rivières.
Why does Trois-Rivières show such a high premium for this model?
Differences between cities can result from local factors like claim frequency, vehicle theft rates, or the profile of insured drivers in that region.
Does an older vehicle like the 2008 Focus cost less to insure?
Generally, an older vehicle has a lower replacement value, which can reduce the premium, but other factors like claims history and city also influence the final amount.
How can I reduce the insurance premium for a 2008 Ford Focus?
Comparing quotes from several insurers, maintaining a good driving record, and choosing coverage matched to the vehicle's actual value are effective ways to lower the premium.

Offers received by our customers on FORD FOCUS 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026