FORD FOCUS 2013 Car Insurance

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The 2013 Ford Focus is a versatile compact car known for its driving enjoyment and everyday efficiency. This well-established model suits drivers seeking an affordable, economical, and easy-to-maintain vehicle on the used-car market.

FORD FOCUS 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Ford Focus decline overall, moving from $1192 to $645. This decrease reflects the vehicle's ongoing depreciation and its reduced replacement value with age.

To find the best insurance for your FORD FOCUS 2013 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD FOCUS 2013

How much does insurance for your FORD FOCUS 2013 cost in Quebec?

Premiums are highest in Saguenay ($1423) and Gatineau ($1409), while Drummondville ($354) and Trois-Rivières ($487) show the lowest amounts. The gap between the provided cities is significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1724.92
LAVAL	$597.32
LÉVIS	$900.34
MONTRÉAL	$724.42
QUÉBEC	$523.08
Saguenay	$1423.05
TERREBONNE	$668.65
TROIS-RIVIÈRES	$486.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Ford Focus?

The average premium for a 2013 Ford Focus varies by reference year, ranging from $1192 in 2021 to $645 in 2026, reflecting the vehicle's gradual depreciation.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why has the premium for the 2013 Focus decreased over the years?

The average premium dropped from $1192 in 2021 to $645 in 2026, a decline tied to the vehicle's depreciation and its lower replacement value with age.

Which city offers the lowest insurance cost for a 2013 Focus?

Based on the data provided, Drummondville ($354) and Trois-Rivières ($487) post the lowest average premiums for this model.

Why do cities like Saguenay or Gatineau show higher premiums?

Premiums reach $1423 in Saguenay and $1409 in Gatineau, differences that may stem from local claim frequency and regional driving patterns.

What factors influence the premium for a 2013 Ford Focus?

Vehicle age, claims history, region of residence, and driver profile all influence the final premium, which varies significantly by city.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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