FORD FOCUS 2012 Car Insurance

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The 2012 Ford Focus is a versatile compact offering agile handling and reasonable fuel economy. Popular among budget-conscious drivers, it emphasizes solid value for reliable everyday use.

FORD FOCUS 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Ford Focus generally decline, moving from $1006 to $744, despite a temporary rise to $1089 in 2022. This decrease reflects the vehicle's depreciation and lower replacement value as it ages.

To find the best insurance for your FORD FOCUS 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD FOCUS 2012

How much does insurance for your FORD FOCUS 2012 cost in Quebec?

Premiums are highest in Gatineau ($1559) and Montreal ($1347), while Trois-Rivières ($269) and Drummondville ($315) show the lowest amounts. The gap between cities is especially pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$667.08
DRUMMONDVILLE	$315.48
GATINEAU	$1558.60
LAVAL	$603.02
LONGUEUIL	$709.55
MONTRÉAL	$1208.72
QUÉBEC	$708.27
REPENTIGNY	$498.11
Saguenay	$929.57
SAINT-JEAN-SUR-RICHELIEU	$795.35
SAINT-JÉRÔME	$535.63
SHERBROOKE	$695.33
TERREBONNE	$453.06
TROIS-RIVIÈRES	$268.80

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Ford Focus?

The average premium for a 2012 Ford Focus was $796 in 2025 and $744 in 2026, based on the available data for this model.

Has the 2012 Focus premium changed much since 2021?

Yes. After peaking at $1089 in 2022, the premium declined to $744 by 2026, an overall drop tied to the vehicle's depreciation.

Which city is most expensive for insuring a 2012 Focus?

Based on the data provided, Gatineau ($1559) and Montreal ($1347) show the highest average premiums for this model.

Where is insurance for the 2012 Focus most affordable?

Trois-Rivières ($269) and Drummondville ($315) post the lowest average premiums for this vehicle.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.

Why can premiums for an older Focus still vary so much by city?

Claims frequency, traffic density, and vehicle theft rates differ significantly by region, explaining gaps ranging from $269 to $1559 for the same model.

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HYUNDAI
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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