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HONDA Car Insurance

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Honda is an automaker known for the reliability, fuel efficiency, and strong resale value of its vehicles. The brand offers a varied lineup, from compacts to SUVs, favored by drivers seeking durability and low everyday running costs.

HONDA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for Honda vehicles drops sharply from $2684 to $1149 between 2021 and 2022, then gradually rises to reach $1520 in 2026. This rebound reflects overall increases in repair and maintenance costs.

To find the best insurance for your HONDA vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA cost in Quebec?

Premiums are highest in Brossard ($2066) and Montréal ($2024), while Trois-Rivières ($1197) and Lévis ($1248) show the lowest amounts. Other cities fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2066.36
DRUMMONDVILLE $1861.14
GATINEAU $1736.98
LAVAL $1570.77
LÉVIS $1248.40
LONGUEUIL $1586.25
MONTRÉAL $2024.09
QUÉBEC $1317.04
REPENTIGNY $1691.54
Saguenay $1363.34
SAINT-JEAN-SUR-RICHELIEU $1266.63
SAINT-JÉRÔME $1316.32
SHERBROOKE $1375.93
TERREBONNE $1270.77
TROIS-RIVIÈRES $1196.95

Frequently asked questions (FAQ)

How much does auto insurance cost for a Honda?
In 2026, the average premium for a Honda vehicle is $1520, following a sharp drop in 2022 ($1149) and a gradual increase in subsequent years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Honda premium drop so much between 2021 and 2022?
The average premium fell from $2684 to $1149 between 2021 and 2022, a significant shift that may reflect changes in the data sample or the Honda models considered.
Which city offers the lowest Honda insurance costs?
Based on the data provided, Trois-Rivières ($1197) and Lévis ($1248) post the lowest average premiums for Honda vehicles.
Are Honda premiums continuing to rise?
Since 2022, the average premium has increased every year, moving from $1149 to $1520 in 2026, a steady upward trend over that period.
What factors influence a Honda's insurance premium?
Model, year, location, and driver profile all influence the premium. Newer or more popular models can show different costs depending on the city.
How can I reduce my Honda insurance premium?
Comparing quotes from multiple insurers, bundling auto with home insurance, and maintaining a good driving record remain the most effective ways to lower the premium.

Offers received by our customers on HONDA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026