HONDA CIVIC 2013 Car Insurance

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The 2013 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and strong resale value. Popular among young drivers and families alike, it remains an economical and practical choice for everyday use.

HONDA CIVIC 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2013 Civic drops sharply from $3673 to $1138, then to $840 in 2023, before stabilizing between $834 and $903 from 2024 to 2026. This marked decline followed by stabilization reflects premium adjustments for an aging vehicle with reduced replacement value.

To find the best insurance for your HONDA CIVIC 2013 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2013

How much does insurance for your HONDA CIVIC 2013 cost in Quebec?

Montreal shows the highest premium ($2162), followed by Saint-Jérôme ($1018) and Saint-Jean-sur-Richelieu ($945), while Drummondville ($429) and Lévis ($653) post the lowest amounts. Other cities fall within an intermediate range between $737 and $945.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$429.46
GATINEAU	$928.72
LAVAL	$795.99
LÉVIS	$537.98
LONGUEUIL	$776.30
MONTRÉAL	$2293.12
QUÉBEC	$738.40
REPENTIGNY	$901.16
Saguenay	$760.03
SAINT-JEAN-SUR-RICHELIEU	$944.78
SAINT-JÉRÔME	$1018.15
SHERBROOKE	$836.33
TERREBONNE	$746.90
TROIS-RIVIÈRES	$750.25

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Honda Civic?

The average premium for a 2013 Honda Civic is $903 in 2026, after dropping sharply from $3673 in 2021 to a more stable range of $834 to $903 since 2023.

Why did the 2013 Civic's premium drop so much since 2021?

The sharp decline between 2021 ($3673) and 2023 ($840) likely reflects a revision in calculation methods or replacement value, which decreases as the model ages.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city has the highest insurance cost for a 2013 Civic?

Based on the data provided, Montreal shows the highest premium at $2162, well above other cities such as Drummondville ($429) or Lévis ($653).

Where is the 2013 Civic cheapest to insure?

Drummondville ($429) and Lévis ($653) post the lowest average premiums among the cities provided for this model.

Is it normal for the premium to rise slightly since 2023?

Yes. After stabilizing at $840 in 2023, the premium gradually increases to $867 in 2025 and $903 in 2026, a modest rise linked to maintenance and repair costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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