HONDA CIVIC 2012 Car Insurance

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The 2012 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and affordable upkeep. Popular on the used-car market, it remains a favorite among drivers seeking an economical and long-lasting vehicle.

HONDA CIVIC 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Honda Civic drops sharply, falling from $2994 to $1100 by 2022, then gradually stabilizing between $700 and $780 through 2026. This marked decline reflects the vehicle's ongoing depreciation with age.

To find the best insurance for your HONDA CIVIC 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2012

How much does insurance for your HONDA CIVIC 2012 cost in Quebec?

Premiums for the 2012 Civic are highest in Saint-Jean-sur-Richelieu ($819), Drummondville ($813), and Terrebonne ($783), while Longueuil ($404), Brossard ($507), and Trois-Rivières ($487) show the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$488.94
DRUMMONDVILLE	$796.16
GATINEAU	$704.54
LAVAL	$771.31
LÉVIS	$687.53
LONGUEUIL	$403.62
MONTRÉAL	$769.37
QUÉBEC	$637.34
REPENTIGNY	$636.47
Saguenay	$731.62
SAINT-JEAN-SUR-RICHELIEU	$818.57
SAINT-JÉRÔME	$543.78
SHERBROOKE	$680.36
TERREBONNE	$814.68
TROIS-RIVIÈRES	$486.80

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Honda Civic?

The average premium for a 2012 Honda Civic is $699 in 2026, following a sharp decline from $2994 in 2021 and a stabilization around $700 to $780 since 2023.

Why has the 2012 Civic's premium dropped so much since 2021?

Depreciation with age reduces the vehicle's replacement value, explaining the drop from $2994 in 2021 to roughly $700-780 in subsequent years.

Which city offers the lowest insurance cost for a 2012 Civic?

Based on the data provided, Longueuil ($404) and Trois-Rivières ($487) show the lowest average premiums for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2012 Civic?

Vehicle age, reduced replacement value, place of residence, and driver profile are key factors, with premiums ranging from $404 to $819 depending on the city.

TOYOTA
COROLLA

MAZDA3

HYUNDAI
ELANTRA

NISSAN
SENTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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