HONDA ACCORD 2012 Car Insurance

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The 2012 Honda Accord is a midsize sedan known for reliability, comfort, and reasonable upkeep costs. Popular among families and commuters, it remains a smart used-market choice for versatile daily driving.

HONDA ACCORD 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Honda Accord fluctuate without a clear linear trend, dropping from $1141 in 2021 to $751 in 2025, then rising to $860 in 2026. This variation reflects the vehicle's age and changing repair costs.

To find the best insurance for your HONDA ACCORD 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA ACCORD 2012

How much does insurance for your HONDA ACCORD 2012 cost in Quebec?

The highest premiums for the 2012 Honda Accord are found in Gatineau ($1613) and Drummondville ($1375), while Saint-Jérôme ($476) and Montreal ($542) show the lowest amounts among the provided cities. Differences between cities are significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1375.26
GATINEAU	$1613.2
LAVAL	$1118.49
MONTRÉAL	$542.38
QUÉBEC	$864.92
SAINT-JÉRÔME	$476.02
TERREBONNE	$543.64
TROIS-RIVIÈRES	$789.30

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Honda Accord?

Based on available data, the average premium for a 2012 Honda Accord varies year to year, standing at $860 in 2026 after being $751 in 2025.

Have premiums for the 2012 Honda Accord increased or decreased over time?

Premiums fluctuated between 2021 and 2026, dropping from $1141 to $751 in 2025, then rising to $860 in 2026, with no consistent upward or downward trend.

Which city offers the lowest insurance cost for a 2012 Honda Accord?

Among the provided cities, Saint-Jérôme ($476) and Montreal ($542) show the lowest average premiums for this model.

Why does the premium vary so much between cities for this model?

Gatineau ($1613) shows a notably higher premium than Saint-Jérôme ($476), a gap that can be explained by local claims patterns, traffic density, and theft rates.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Does an older vehicle like the 2012 Accord cost less to insure?

Generally yes, since replacement value decreases with age, but parts and repair costs can sometimes offset that decline.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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