HONDA ACCORD 2023 Car Insurance

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The 2023 Honda Accord is a midsize sedan known for its reliability, spacious comfort, and refined driving manners. It appeals to drivers seeking a balance of family practicality, modern technology, and strong resale value.

HONDA ACCORD 2023 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2023 Honda Accord fluctuate: they rise from $1719 to $2106 between 2023 and 2025, then drop to $1542 in 2026. This variation suggests a market adjustment following a period of increase rather than a linear trend.

To find the best insurance for your HONDA ACCORD 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA ACCORD 2023

How much does insurance for your HONDA ACCORD 2023 cost in Quebec?

Premiums vary significantly by city for the 2023 Accord: Montreal shows the highest amount ($3674), followed by Gatineau ($2129), while Laval ($1501) and Quebec City ($1374) offer the most affordable premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$2129.33
LAVAL	$1501.48
MONTRÉAL	$3674.02
QUÉBEC	$1373.96

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Honda Accord?

The average premium for a 2023 Honda Accord varies by reference year, ranging from $1542 to $2106 based on available data between 2023 and 2026.

Does the premium for the 2023 Accord increase every year?

No. The premium rose from $1719 in 2023 to $2106 in 2025, then dropped to $1542 in 2026, indicating fluctuation rather than a steady increase.

Which city is most expensive to insure a 2023 Accord in?

Based on the provided data, Montreal shows the highest premium at $3674, well above Gatineau ($2129), Laval ($1501), and Quebec City ($1374).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does Montreal cost so much more than Quebec City for this model?

Urban density, traffic volume, and higher claim frequency in Montreal explain the significant gap compared to Quebec City, where the average premium is $1374.

What factors influence the premium for a 2023 Honda Accord?

Place of residence, driver age, driving history, and annual mileage are key factors that explain the variations observed between cities.

TOYOTA
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NISSAN
ALTIMA

HYUNDAI
SONATA

MAZDA6

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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