HONDA ACCORD 2004 Car Insurance

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The 2004 Honda Accord is a family sedan known for its mechanical reliability and proven comfort. As an older model, it appeals to drivers seeking an economical, sturdy vehicle that is easy to maintain over the long term.

HONDA ACCORD 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2004 Honda Accord decline overall, moving from $615 to $345, despite a slight uptick in 2026. This drop reflects the vehicle's ongoing depreciation and reduced replacement value.

To find the best insurance for your HONDA ACCORD 2004 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA ACCORD 2004

How much does insurance for your HONDA ACCORD 2004 cost in Quebec?

Premiums vary widely by city: Saguenay shows the highest amount ($747), followed by Laval ($319) and Montreal ($256), while Trois-Rivières posts the lowest premium ($173).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$319.32
MONTRÉAL	$255.77
Saguenay	$747.21
TERREBONNE	$0
TROIS-RIVIÈRES	$172.84

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Honda Accord?

The average premium for a 2004 Honda Accord ranged from $615 in 2021 to $345 in 2026, showing an overall downward trend over the years.

Have premiums for the 2004 Honda Accord decreased over time?

Yes. Between 2021 and 2025, the average premium dropped from $615 to $235, then rose slightly to $345 in 2026, reflecting the vehicle's depreciation.

Which city has the highest insurance cost for a 2004 Honda Accord?

Based on the data provided, Saguenay shows the highest premium ($747), well above Laval ($319) and Montreal ($256).

Why does a 2004 Honda Accord cost less to insure than a newer model?

Its lower replacement value and reduced parts costs generally result in lower premiums compared to a new vehicle.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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