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KIA CARNIVAL Car Insurance

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The Kia Carnival is a spacious family minivan that blends sedan-like comfort with SUV-style versatility. Designed for larger families, it offers a modular seating layout, a quiet cabin, and modern styling that sets it apart from traditional minivans.

KIA CARNIVAL CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Kia Carnival rises from $916 to $1651, though the path is uneven: a sharp climb to $2001 in 2025 was followed by a drop to $1651 in 2026. Despite these fluctuations, the overall trend across the period remains upward.

To find the best insurance for your KIA CARNIVAL vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA CARNIVAL cost in Quebec?

Premiums for the Kia Carnival are highest in Montreal ($2601) and Longueuil ($2434), while Drummondville ($1156) and Sherbrooke ($1262) show the lowest amounts. Major metropolitan cities stand out clearly compared to smaller municipalities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1517.99
GATINEAU $1468.17
LAVAL $1554.06
LÉVIS $1544.28
LONGUEUIL $841.7
MONTRÉAL $2601.30
QUÉBEC $1629.02
REPENTIGNY $1502.91
Saguenay $1647.25
SAINT-JEAN-SUR-RICHELIEU $1272.66
SAINT-JÉRÔME $1501.58
SHERBROOKE $1442.74
TERREBONNE $1603.86
TROIS-RIVIÈRES $1201.46

KIA CARNIVAL average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA CARNIVAL 2027 $1542.75
KIA CARNIVAL 2026 $1807.05
KIA CARNIVAL 2025 $1842.12
KIA CARNIVAL 2024 $1489.36
KIA CARNIVAL 2023 $1381.89
KIA CARNIVAL 2022 $1423.22

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Carnival?
The average premium for the Kia Carnival reached $1651 in 2026, after peaking at $2001 in 2025. The exact cost varies by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Carnival's premium fluctuate so much between 2021 and 2026?
The premium rose from $916 to $2001 in 2025 before dropping to $1651 in 2026. These swings may reflect insurance market adjustments and changing repair costs for this model.
Which city offers the lowest insurance cost for a Kia Carnival?
Based on the data provided, Drummondville ($1156) and Sherbrooke ($1262) post the lowest average premiums for this model.
Why do Montreal and Longueuil show higher premiums?
Montreal ($2601) and Longueuil ($2434) have higher traffic density and claim frequency, which drives up average premiums compared to smaller cities.
What factors influence the insurance premium of a Kia Carnival?
Vehicle size, replacement value, parts costs, and frequent family use are among the factors that influence this minivan's premium.
How can I lower my premium for a Kia Carnival?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this KIA CARNIVAL page

The premiums above cover every version of the KIA CARNIVAL, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CARNIVAL EX 2022 - 2027
CARNIVAL EX HEV 2025 - 2027
CARNIVAL EX+ 2022 - 2027
CARNIVAL LX 2022 - 2027
CARNIVAL LX HEV 2027
CARNIVAL LX+ 2022 - 2027
CARNIVAL LX+ HEV 2025 - 2027
CARNIVAL SX 2022 - 2027
CARNIVAL SX HEV 2026 - 2027
CARNIVAL SX+ 2025 - 2027
CARNIVAL SX+ HEV 2025 - 2027

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