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KIA EV5 Car Insurance

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The Kia EV5 is a family-oriented electric SUV focused on range, interior space, and modern onboard technology. Positioned as an affordable alternative to premium electric SUVs, it appeals to families transitioning to electric driving.

KIA EV5 CAR INSURANCE RATES SINCE 2026.

Since the Kia EV5 is a recent model, only one year of data is currently available. In 2026, the average premium stands at $2097. A historical comparison will only be possible once additional data becomes available.

To find the best insurance for your KIA EV5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA EV5 cost in Quebec?

Kia EV5 premiums vary significantly by city: Saint-Jean-sur-Richelieu ($2734) and Saint-Jérôme ($2605) show the highest amounts, while Saguenay ($1242) and Terrebonne ($1489) show the lowest. This wide gap reflects notable differences between regional markets.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1882.65
GATINEAU $2070.01
LAVAL $1851.35
LÉVIS $1663.82
LONGUEUIL $2128.76
MONTRÉAL $2421.41
QUÉBEC $2082.93
REPENTIGNY $2200.56
Saguenay $1241.65
SAINT-JEAN-SUR-RICHELIEU $2734.35
SAINT-JÉRÔME $2357.97
SHERBROOKE $1419.18
TERREBONNE $1488.94
TROIS-RIVIÈRES $1963.57

KIA EV5 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA EV5 2027 $2039.60

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia EV5?
In 2026, the average premium for a Kia EV5 is $2097. Since it's a recent model, only one year of data is currently available.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia EV5?
Based on the data provided, Saguenay shows the lowest premium at $1242, followed by Terrebonne at $1489.
Why do premiums vary so much between Saguenay and Saint-Jean-sur-Richelieu?
The gap between $1242 in Saguenay and $2734 in Saint-Jean-sur-Richelieu can be explained by differences in traffic density, claim frequency, and the risk profile specific to each regional market.
Does the Kia EV5's electric powertrain affect the premium?
Yes. Electric vehicles like the EV5 often have higher parts and repair costs, which can be reflected in the average premium of $2097 recorded in 2026.
How can I compare insurance prices for a Kia EV5?
Getting multiple quotes from different insurers remains the best way to identify the lowest price, especially for a recent model where historical data is still limited.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this KIA EV5 page

The premiums above cover every version of the KIA EV5, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
EV5 GT 4DR AWD 2027
EV5 GT-LINE 4DR 2WD 2027
EV5 GT-LINE 4DR AWD 2027
EV5 GT-LINE LIMITED 4DR 2WD 2027
EV5 GT-LINE LIMITED 4DR AWD 2027
EV5 LAND 4DR 2WD 2027
EV5 LAND 4DR AWD 2027
EV5 WIND 4DR 2WD 2027
EV5 WIND 4DR AWD 2027

Model version by year

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KIA EV5 by city

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