Find and compare cheap insurance quotes

KIA RIO 2020 Car Insurance

View offers received by our clients for their KIA RIO 2020 car insurance

Click here to save on your car insurance

The 2020 Kia Rio is an economical, practical subcompact valued for its low maintenance costs and easy city driving. It targets drivers seeking an affordable, reliable, and efficient vehicle for daily commuting.

KIA RIO 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2024, premiums for the 2020 Kia Rio steadily rise from $1060 to $1249. A slight dip follows in 2025 ($1176), then a small rebound to $1185 in 2026, suggesting a stabilization after several years of increases.

To find the best insurance for your KIA RIO 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2020 cost in Quebec?

Premiums vary widely by city: Terrebonne shows the highest amount ($2508), followed by Trois-Rivières ($1743) and Montreal ($1481), while Saint-Jean-sur-Richelieu ($408) and Laval ($621) post the lowest premiums. This spread illustrates significant geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $533.01
LAVAL $620.57
LÉVIS $981.36
LONGUEUIL $656.18
MONTRÉAL $1423.34
QUÉBEC $1060.71
SAINT-JEAN-SUR-RICHELIEU $407.66
SAINT-JÉRÔME $806.65
SHERBROOKE $955.66
TROIS-RIVIÈRES $1743.34

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Kia Rio?
Based on available data, the average premium for a 2020 Kia Rio ranges between $1060 and $1249 depending on the year, with a recent value of $1185 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the 2020 Kia Rio premium changed much over time?
Yes. The average premium rose from $1060 in 2021 to $1249 in 2024, then slightly dropped to $1176 in 2025 before rising again to $1185 in 2026, indicating some stabilization.
Which city offers the lowest insurance cost for a 2020 Kia Rio?
Based on the data provided, Saint-Jean-sur-Richelieu ($408) and Laval ($621) post the lowest average premiums for this model.
Why is the premium so high in Terrebonne?
In Terrebonne, the average premium reaches $2508, well above other cities provided, which may reflect local factors such as claim frequency or the profile of insured drivers in that region.
What factors influence insurance pricing for a 2020 Kia Rio?
Vehicle age, city of residence, driver profile, and claims history are among the most significant factors used to determine the premium.
How can I lower my premium for a 2020 Kia Rio?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling auto with home insurance are effective ways to reduce costs.

Offers received by our customers on KIA RIO 2020 cars

Similar brands

HYUNDAI
ACCENT
TOYOTA
YARIS
NISSAN
VERSA
CHEVROLET
SPARK

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026