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KIA RIO 2012 Car Insurance

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The 2012 Kia Rio is an economical subcompact car known for its reliability, low fuel consumption, and affordable upkeep. Popular among younger drivers and budget-conscious buyers, it prioritizes simplicity and efficiency over performance.

KIA RIO 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Kia Rio fluctuate year to year, moving from $866 to $920, dropping to $794, rising again to $989, then declining to $620 and $584. Overall, the trend across the period is downward, with roughly a 33% decrease between 2021 and 2026.

To find the best insurance for your KIA RIO 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2012 cost in Quebec?

Premiums for the 2012 Kia Rio are highest in Montreal ($1000) and Saint-Jérôme ($977), while Lévis ($202) and Brossard ($208) show markedly lower amounts. Quebec City ($496) and Gatineau ($437) fall in a mid-range bracket, revealing a significant geographic gap.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $208.46
GATINEAU $436.64
LÉVIS $202.31
LONGUEUIL $348.04
MONTRÉAL $1000.17
QUÉBEC $416.67
SAINT-JÉRÔME $977.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Rio?
The average premium for a 2012 Kia Rio varies by year, ranging between $584 and $989 from 2021 to 2026, with a recent average of $584 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.
Have premiums for the 2012 Kia Rio increased or decreased?
The trend is fluctuating but overall downward: the premium dropped from $866 in 2021 to $584 in 2026, despite temporary increases in 2022 and 2024.
Which city offers the lowest insurance cost for a 2012 Kia Rio?
Based on the data provided, Lévis ($202) and Brossard ($208) show the lowest average premiums, compared to Montreal ($1000).
Why does the premium vary so much by city?
Traffic density, claim frequency, and vehicle theft rates differ significantly between cities, which explains the gap between Montreal ($1000) and Lévis ($202).
What factors influence the premium for a 2012 Kia Rio?
The vehicle's age, claims history, the driver's city of residence, and risk profile are the main elements insurers consider.
How can I lower my premium for a 2012 Kia Rio?
Comparing quotes from multiple insurers, maintaining a clean driving record, and choosing coverage matched to the vehicle's actual value are effective ways to reduce costs.

Offers received by our customers on KIA RIO 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026