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KIA RIO 2022 Car Insurance

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The 2022 Kia Rio is an economical subcompact known for its low fuel consumption and affordable upkeep. It appeals to urban drivers looking for a practical, easy-to-maneuver vehicle that's budget-friendly for daily use.

KIA RIO 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Kia Rio fluctuate, moving from $1493 to $1478, then dropping to $1405 in 2023, before rising to $1440 in 2024, $1653 in 2025, and $1609 in 2026. After an initial slight decline, the overall trend has been upward since 2023.

To find the best insurance for your KIA RIO 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2022 cost in Quebec?

Premiums are highest in Laval ($1952) and Longueuil ($1951), while Saguenay ($817) and Saint-Jérôme ($897) show the lowest amounts. The gap between cities remains significant, exceeding $1100 between the extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1372.02
GATINEAU $1711.79
LAVAL $1951.58
LONGUEUIL $2632.91
MONTRÉAL $1487.37
QUÉBEC $1511.12
SAINT-JEAN-SUR-RICHELIEU $1648.08
SAINT-JÉRÔME $897.04
SHERBROOKE $1260.08
TERREBONNE $978.38
TROIS-RIVIÈRES $1620.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Kia Rio?
The average premium for a 2022 Kia Rio has ranged between $1405 and $1653 depending on the year, reaching $1609 in 2026 based on available data.
Has the premium for the 2022 Kia Rio increased over time?
After a slight decline between 2021 ($1493) and 2023 ($1405), premiums rose again to $1653 in 2025 and $1609 in 2026, indicating a recent upward trend.
Which cities offer the lowest insurance cost for a 2022 Kia Rio?
Based on the data provided, Saguenay ($817) and Saint-Jérôme ($897) post the lowest average premiums for this model.
Why does the premium vary so much between Laval and Saguenay?
The gap between Laval ($1952) and Saguenay ($817) is mainly explained by traffic density, claim frequency, and the urban context specific to each region.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2022 Kia Rio?
Place of residence, driver age, claims history, and annual mileage are among the main factors influencing the premium for this model.
How can I reduce my premium for a 2022 Kia Rio?
Comparing quotes from several insurers, bundling auto with home insurance, and maintaining a clean driving record are effective ways to lower the premium.

Offers received by our customers on KIA RIO 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026