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KIA RIO 2023 Car Insurance

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The 2023 Kia Rio is an economical subcompact built for urban driving, combining low fuel consumption with reduced maintenance costs. Simple and practical, it appeals to drivers seeking a reliable, affordable everyday vehicle.

KIA RIO 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Kia Rio generally decrease, moving from $1601 to $1321, after peaking at $1662 in 2023. This gradual decline suggests a more favorable risk reassessment for this model over time.

To find the best insurance for your KIA RIO 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2023 cost in Quebec?

Premiums are highest in Terrebonne ($2630) and Sherbrooke ($2173), while Saint-Jean-sur-Richelieu ($759) and Brossard ($869) show the lowest amounts. The gap between these cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $868.73
GATINEAU $1408.71
LAVAL $1513.76
LÉVIS $1521.76
LONGUEUIL $948.3
MONTRÉAL $1670.37
QUÉBEC $1195.69
REPENTIGNY $981.32
Saguenay $1649.17
SAINT-JEAN-SUR-RICHELIEU $759.4
SAINT-JÉRÔME $1409.21
SHERBROOKE $2172.92
TERREBONNE $2734.45
TROIS-RIVIÈRES $1148.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Rio?
The average premium for a 2023 Kia Rio ranges from $1321 to $1662 between 2022 and 2026, with the most recent value at $1321 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.
Is the premium for the 2023 Kia Rio trending downward?
Yes. After peaking at $1662 in 2023, the average premium gradually declines to $1321 by 2026, a notable drop over the available period.
Which cities offer the lowest insurance costs for the 2023 Kia Rio?
Based on the data provided, Saint-Jean-sur-Richelieu ($759) and Brossard ($869) post the lowest average premiums for this model.
Why does the premium vary so much between cities for the same 2023 Kia Rio?
These differences stem from urban density, local claim frequency, and regional driving habits, creating a spread ranging from $759 to $2630.
What factors influence the premium of a 2023 Kia Rio?
Driver profile, place of residence, vehicle usage, and claims history are the main factors causing variation around the current average of $1321.
How can I reduce my premium for a 2023 Kia Rio?
Comparing quotes from multiple insurers and bundling auto with home insurance remain the most effective ways to secure a better price for this model.

Offers received by our customers on KIA RIO 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026