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KIA RIO 2007 Car Insurance

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The 2007 Kia Rio is an economical subcompact city car, valued for its mechanical simplicity and low maintenance costs. An entry-level vehicle, it suits drivers looking for an affordable and easy-to-live-with mode of transportation.

KIA RIO 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2007 Kia Rio fluctuate irregularly, dropping from $598 in 2022 to a low of $249 in 2023, then climbing back to $607 in 2025 before falling to $454 in 2026. This variability reflects an older model with uneven data history.

To find the best insurance for your KIA RIO 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2007 cost in Quebec?

Based on the data provided, the average premium for the 2007 Kia Rio is higher in Quebec City ($621) than in Sherbrooke ($371), a notable gap between the two available cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $620.97
SHERBROOKE $370.50

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Kia Rio?
The average premium has varied by year, reaching $607 in 2025 and $454 in 2026, with a low of $249 in 2023. These variations depend on driver profile and city.
Have premiums for the 2007 Kia Rio increased over time?
Not consistently. Between 2022 and 2026, premiums fluctuated between $249 and $607 without a clear linear trend, which is typical for an older vehicle.
Where is insurance cheaper for a 2007 Kia Rio?
Based on the data, Sherbrooke ($371) offers a notably lower average premium than Quebec City ($621) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can premiums for a 2007 Kia Rio vary so much year to year?
The vehicle's age, limited parts availability, and changes in the insured driver profile can explain significant swings in reported average premiums.
How can I lower insurance costs for an older Kia Rio?
Comparing multiple quotes, choosing liability-only coverage if the vehicle has low value, and bundling insurance policies can help reduce the premium.

Offers received by our customers on KIA RIO 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026