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KIA RIO 2019 Car Insurance

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The 2019 Kia Rio is an economical subcompact known for its reliability, low fuel consumption, and affordable upkeep. Ideal for city driving, it appeals to drivers seeking a practical, hassle-free vehicle.

KIA RIO 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2019 Kia Rio fluctuates before rising sharply: after dipping from $1039 to $824 between 2021 and 2022, it climbs steadily to $1852 in 2026, marking a notable increase in recent years.

To find the best insurance for your KIA RIO 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2019 cost in Quebec?

Premiums vary widely by city: Terrebonne ($3452) and Montreal ($3264) show the highest amounts, while Quebec City ($696) has the lowest premium. Sherbrooke ($1781) and Trois-Rivières ($1678) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $3263.69
QUÉBEC $695.88
SHERBROOKE $1780.6
TERREBONNE $3451.76

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 Kia Rio?
The average premium for a 2019 Kia Rio is $1852 in 2026, based on available historical data, after rising from $1039 in 2021.
Has the premium for the 2019 Kia Rio changed much over time?
Yes. It first dropped from $1039 to $824 between 2021 and 2022, then rose steadily to $1852 by 2026, reflecting a general increase in insurance costs.
Which city offers the lowest insurance cost for a 2019 Kia Rio?
Based on the data provided, Quebec City has the lowest premium at $696, compared to $3452 in Terrebonne and $3264 in Montreal.
Why do premiums differ so much between Montreal and Quebec City?
Urban density, traffic volume, and claim frequency strongly influence premiums, explaining the gap between Montreal ($3264) and Quebec City ($696).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2019 Kia Rio?
Vehicle age, claims history, city of residence, and driver profile directly influence the premium, which ranges from $696 to $3452 depending on the city.
How can I lower my premium for a 2019 Kia Rio?
Comparing quotes from multiple insurers and bundling auto with home insurance can help secure a better premium, especially in higher-cost areas like Terrebonne or Montreal.

Offers received by our customers on KIA RIO 2019 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026