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KIA RIO 2018 Car Insurance

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The 2018 Kia Rio is an economical and practical subcompact, valued for its low fuel consumption and easy-to-handle urban footprint. It suits drivers looking for an affordable, low-maintenance vehicle well-suited to daily city commuting.

KIA RIO 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Kia Rio fluctuate, dropping from $1424 to $1119 in 2022, then gradually climbing to $1560 in 2025 before easing slightly to $1534 in 2026. Despite these swings, the 2026 premium remains higher than in 2021.

To find the best insurance for your KIA RIO 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2018 cost in Quebec?

Premiums vary widely by city for the 2018 Kia Rio: Repentigny shows the highest amount ($4744), followed by Longueuil ($2131) and Lévis ($2062), while Saint-Jérôme ($0), Gatineau ($798), and Trois-Rivières ($996) post the lowest amounts. This spread illustrates significant geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $798.24
LAVAL $1692.24
LÉVIS $2062.28
LONGUEUIL $2130.92
MONTRÉAL $1191.37
QUÉBEC $1777.91
REPENTIGNY $4743.68
Saguenay $1019.64
SAINT-JÉRÔME $0
SHERBROOKE $1247.56
TERREBONNE $1648.36
TROIS-RIVIÈRES $1086.09

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Kia Rio?
In 2026, the average premium for a 2018 Kia Rio is $1534, after reaching $1560 in 2025. This amount varies significantly depending on the city and the driver's profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium fluctuate so much between 2021 and 2025?
The premium dropped from $1424 in 2021 to $1119 in 2022, then climbed to $1560 by 2025. These fluctuations may reflect changes in repair costs, claim frequency, or insurer adjustments.
Which city has the highest insurance cost for a 2018 Kia Rio?
Based on the data provided, Repentigny shows the highest premium at $4744, notably above other cities like Gatineau ($798) or Trois-Rivières ($996).
What factors influence the premium for a 2018 Kia Rio?
Vehicle age, claims history, city of residence, and driver profile can all affect the premium, as shown by the significant differences observed between cities.
How can I lower my premium for a 2018 Kia Rio?
Comparing quotes from several partner insurers remains the best way to find the lowest prices, especially given the large differences observed between cities for this model.

Offers received by our customers on KIA RIO 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026