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SUBARU LEGACY Car Insurance

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The Subaru Legacy is a family sedan known for its standard all-wheel drive and reputation for reliability. It appeals to drivers seeking secure, year-round performance, particularly in demanding winter conditions.

SUBARU LEGACY CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Subaru Legacy declines overall, moving from $1062 to $843, despite slight fluctuations between 2023 and 2025. This decrease suggests an improving risk profile associated with this model.

To find the best insurance for your SUBARU LEGACY vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY cost in Quebec?

Premiums are highest in Laval ($1287), Gatineau ($1227), and Montreal ($1114), while Drummondville ($416) and Saint-Jean-sur-Richelieu ($523) show the lowest amounts. The gap between cities is considerable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $709.59
DRUMMONDVILLE $415.94
GATINEAU $961.31
LAVAL $1415.91
LÉVIS $842.84
LONGUEUIL $1108.95
MONTRÉAL $1134.34
QUÉBEC $1040.25
REPENTIGNY $1026.74
Saguenay $799.60
SAINT-JEAN-SUR-RICHELIEU $523.2
SAINT-JÉRÔME $682.60
SHERBROOKE $954.01
TERREBONNE $1049.06
TROIS-RIVIÈRES $789.68

SUBARU LEGACY average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Subaru Legacy?
The average premium for a Subaru Legacy varies by year, ranging from $1062 in 2021 to $843 in 2026, with intermediate fluctuations between $928 and $978.
Has the Subaru Legacy premium decreased over time?
Yes. Between 2021 and 2026, the average premium dropped from $1062 to $843, despite a slight rise between 2023 ($928) and 2025 ($978).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which cities offer the lowest insurance costs for a Subaru Legacy?
Based on the data provided, Drummondville ($416) and Saint-Jean-sur-Richelieu ($523) post the lowest average premiums for this model.
Why is there such a gap between Laval and Drummondville premiums?
These differences reflect urban density, traffic volume, and claim frequency, with Laval ($1287) being significantly denser than Drummondville ($416).
Does the Legacy's all-wheel drive influence the premium?
All-wheel drive can improve winter road handling, a factor some insurers consider favorably when assessing risk.
How can I get the best premium for a Subaru Legacy?
Comparing quotes from several insurers based on your city and profile remains the most reliable way to secure the most advantageous premium.

No recent premium example was found for "SUBARU LEGACY".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this SUBARU LEGACY page

The premiums above cover every version of the SUBARU LEGACY, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
LEGACY 2.5GT 4DR AWD 2005 - 2012
LEGACY 2.5GT LIMITED 4DR AWD 2005 - 2011
LEGACY 2.5GT LIMITED WAGON AWD 2005 - 2007
LEGACY 2.5GT SPEC.B 4DR AWD 2007 - 2009
LEGACY 2.5GT WAGON AWD 2005 - 2008
LEGACY 2.5i 4DR AWD 2005 - 2022
LEGACY 2.5i LIMITED 4DR AWD 2005 - 2023
LEGACY 2.5i LIMITED WAGON AWD 2005 - 2007
LEGACY 2.5i PREMIER 4DR AWD 2020 - 2021
LEGACY 2.5i PREMIUM 4DR AWD 2021 - 2025
LEGACY 2.5i PZEV 4DR AWD 2010
LEGACY 2.5i SPORT 4DR AWD 2018 - 2020
Show the 15 other versions

LEGACY 2.5i TOURING 4DR AWD (2018 - 2023), LEGACY 2.5i WAGON AWD (2005 - 2009), LEGACY 3.0 R LIMITED 4DR AWD (2008 - 2009), LEGACY 3.6R 4DR AWD (2010 - 2017), LEGACY 3.6R LIMITED 4DR AWD (2012 - 2019), LEGACY BRIGHTON WAGON AWD (2001 - 2002), LEGACY GT 4DR AWD (2001 - 2024), LEGACY GT LIMITED 4DR AWD (2001 - 2003), LEGACY GT WAGON AWD (2001 - 2004), LEGACY L 4DR AWD (2001 - 2004), LEGACY L WAGON AWD (2001 - 2004), LEGACY LIMITED GT 4DR AWD (2020 - 2022), LEGACY LIMITED XT 4DR AWD (2022), LEGACY PREMIER GT 4DR AWD (2020 - 2022), LEGACY TOURING XT 4DR AWD (2022)


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