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SUBARU LEGACY 2011 Car Insurance

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The 2011 Subaru Legacy is a midsize family sedan known for its standard symmetrical all-wheel drive and reliability. It appeals to drivers seeking secure year-round driving, combining spacious comfort with the mechanical robustness typical of the brand.

SUBARU LEGACY 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2011 Subaru Legacy decline overall, moving from $1016 to $440, despite slight fluctuations in 2022 and 2023. This decrease reflects the vehicle's advanced age and continued depreciation of its insurable value.

To find the best insurance for your SUBARU LEGACY 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY 2011 cost in Quebec?

Premiums vary widely by city: Gatineau shows the highest premium ($2288), while Saguenay ($472), Saint-Jean-sur-Richelieu ($523), and Quebec City ($560) are notably more affordable. The gap between Gatineau and the other cities is especially pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2287.91
QUÉBEC $560.26
Saguenay $471.97
SAINT-JEAN-SUR-RICHELIEU $523.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2011 Subaru Legacy?
The average premium for a 2011 Subaru Legacy ranged from $1016 in 2021 to $440 in 2026, with intermediate amounts of $974, $983, $636, and $656 across other years.
Has the Legacy 2011 premium changed a lot over the years?
Yes. Between 2021 and 2026, the average premium dropped from $1016 to $440, a notable decline linked to the vehicle's aging and decreasing insurable value.
Which city is most expensive to insure a 2011 Legacy?
Based on the data provided, Gatineau shows the highest premium at $2288, well above Quebec City ($560), Saint-Jean-sur-Richelieu ($523), and Saguenay ($472).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the vehicle's age affect the premium?
An older vehicle like the 2011 Legacy has a lower replacement value, which generally reduces coverage costs, as shown by the drop to $440 in 2026.
How can I reduce insurance costs for a 2011 Legacy?
Comparing quotes from several insurers, especially between cities like Gatineau and Saguenay where differences are significant, often helps find a better offer for a vehicle of this age.

Offers received by our customers on SUBARU LEGACY 2011 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026