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SUBARU LEGACY 2012 Car Insurance

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The 2012 Subaru Legacy is a sturdy family sedan known for its standard all-wheel drive and long-term reliability. It appeals to drivers seeking a versatile, safe car well suited to Quebec's winter conditions.

SUBARU LEGACY 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Subaru Legacy fluctuate rather than follow a linear trend, rising from $694 to a peak of $1123 in 2022, stabilizing around $900, and then dropping to $733 in 2026. This variability reflects the vehicle's older age and shifts in the insurance market.

To find the best insurance for your SUBARU LEGACY 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY 2012 cost in Quebec?

Based on the data provided, Laval shows the highest average premium for the 2012 Subaru Legacy ($1378), followed by Quebec City ($1198) and Saguenay ($791), while Montreal has the lowest amount ($681). The gap between these cities remains notable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1377.76
MONTRÉAL $680.82
QUÉBEC $1197.60
Saguenay $790.68

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Subaru Legacy?
The average premium varies by year, ranging from $694 in 2021 to $733 in 2026, with a peak of $1123 in 2022. In 2025, the average premium stood at $900.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2012 Legacy's premium fluctuate so much between 2021 and 2026?
Premiums swung between $694 and $1123 depending on the year, which may reflect changes in repair costs, insurance market shifts, and the vehicle's increasing age rather than a stable trend.
Which city offers the lowest insurance cost for a 2012 Subaru Legacy?
Based on the data provided, Montreal has the lowest average premium ($681), compared to Laval which reaches $1378.
What factors influence the premium for a 2012 Subaru Legacy?
Vehicle age, claims history, replacement cost of parts, and the driver's region of residence are among the main factors insurers consider.
How can I lower my premium for a 2012 Subaru Legacy?
Comparing quotes from several insurers, maintaining a good driving record, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on SUBARU LEGACY 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026