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SUBARU LEGACY 2013 Car Insurance

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The 2013 Subaru Legacy is a sturdy family sedan known for its standard all-wheel drive and proven reliability. It appeals to drivers seeking a versatile, safe vehicle well-suited to Quebec's winter conditions.

SUBARU LEGACY 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Subaru Legacy fluctuate, rising from $777 to $960 in 2024, then declining to $869 and $551 by 2026. This variability reflects the vehicle's aging and declining replacement value over time.

To find the best insurance for your SUBARU LEGACY 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY 2013 cost in Quebec?

Among the provided cities, Sherbrooke shows the highest average premium ($1340), followed by Quebec City ($779), while Trois-Rivières posts the lowest amount ($444). The gap between these three cities is significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $779.17
SHERBROOKE $1339.61
TROIS-RIVIÈRES $444.24

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Subaru Legacy?
Based on available data, the average premium ranges between $551 and $960 depending on the year, with $869 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did premiums for the 2013 Legacy vary so much between 2021 and 2026?
The premium rose from $777 in 2021 to $960 in 2024, then dropped to $551 by 2026, reflecting the vehicle's depreciation and changing replacement value with age.
Which city offers the lowest insurance cost for a 2013 Legacy?
Among the provided cities, Trois-Rivières shows the lowest premium at $444, compared to $1340 in Sherbrooke.
Does the vehicle's age affect the insurance premium?
Yes. A 2013 vehicle like the Legacy typically has a lower replacement value, which can reduce certain premiums, though other factors like city or driver profile also play a role.
How can I reduce my premium for a Subaru Legacy?
Comparing quotes from multiple insurers and adjusting coverage based on the vehicle's age are effective ways to secure a better price.

Offers received by our customers on SUBARU LEGACY 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026