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SUBARU LEGACY 2022 Car Insurance

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The 2022 Subaru Legacy is a family sedan known for its standard all-wheel drive and proven reliability. Designed for drivers facing Quebec winters, it combines safety, comfort, and versatility in a practical everyday package.

SUBARU LEGACY 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Subaru Legacy fluctuate significantly: they drop from $1403 to $805 between 2021 and 2023, spike to $2051 in 2025, then fall back to $1180 in 2026. This variability makes it difficult to identify a stable trend over the period.

To find the best insurance for your SUBARU LEGACY 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY 2022 cost in Quebec?

Based on the provided data, the average premium for the 2022 Subaru Legacy is higher in Québec ($1713) than in Trois-Rivières ($1351), a gap of more than $360 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $1713.45
TROIS-RIVIÈRES $1351.28

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Subaru Legacy?
The average premium varies significantly by year, ranging from $805 in 2023 to $2051 in 2025, with a value of $1180 in 2026 based on the most recent available data.
Why does the premium for the 2022 Legacy vary so much year to year?
The data shows significant swings, from $805 to $2051 depending on the year. These variations may reflect changes in claims costs, sample size, or broader insurance market conditions.
Where is the 2022 Subaru Legacy cheapest to insure?
Based on the data provided, Trois-Rivières ($1351) shows a lower average premium than Québec ($1713) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2022 Subaru Legacy?
All-wheel drive, the vehicle's replacement value, driver profile, and city of residence are among the factors that can affect premiums, as shown by the gap between Québec and Trois-Rivières.
How can I lower my premium for this vehicle?
Comparing quotes from several insurers and checking for applicable discounts, such as bundling auto and home insurance, can help secure a more favorable premium.

Offers received by our customers on SUBARU LEGACY 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026