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SUBARU LEGACY 2020 Car Insurance

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The 2020 Subaru Legacy is a family sedan known for its standard all-wheel drive and proven reliability. Designed for drivers facing Quebec winters, it combines practicality, safety, and stable handling in every season.

SUBARU LEGACY 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Subaru Legacy vary significantly, ranging from $818 to $1399 depending on the year. Rather than a linear trend, the data shows notable fluctuations, peaking at $1390 in 2024 and dipping to $818 in 2023, before reaching $1399 in 2026.

To find the best insurance for your SUBARU LEGACY 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU LEGACY 2020 cost in Quebec?

Among the provided cities, Quebec City ($1607) and Laval ($1511) show the highest premiums for the 2020 Subaru Legacy, while Trois-Rivières ($478) and Saint-Jérôme ($893) show notably lower amounts, revealing a significant geographic gap.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1510.96
QUÉBEC $1607.18
SAINT-JÉRÔME $893.15
TROIS-RIVIÈRES $478.07

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Subaru Legacy?
The average premium varies by year, ranging from $818 to $1399 between 2021 and 2026, with $1399 recorded for the most recent available year.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Legacy 2020 premium fluctuate so much year to year?
Premiums range between $818 and $1399 depending on the year, which may reflect changes in repair costs, claim frequency, and insurer adjustments rather than a stable trend.
Which city offers the lowest insurance cost for a 2020 Legacy?
Based on the data provided, Trois-Rivières ($478) shows the lowest premium, followed by Saint-Jérôme ($893), far below the amounts seen in Quebec City ($1607) and Laval ($1511).
Why does all-wheel drive affect the premium?
All-wheel drive, a benefit for winter safety, can also slightly increase certain repair costs, which is reflected in the premium calculation.
How can I lower my premium for a Subaru Legacy?
Comparing quotes from several insurers and checking regional differences, like those between Trois-Rivières ($478) and Quebec City ($1607), can help find a better price.

Offers received by our customers on SUBARU LEGACY 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026