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TESLA MODEL 3 2020 Car Insurance

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The 2020 Tesla Model 3 is a high-performing electric sedan known for its range, advanced onboard technology, and brisk acceleration. A pioneer of mainstream electric driving, it attracts drivers focused on innovation and a lower environmental footprint.

TESLA MODEL 3 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2020 Tesla Model 3 rises sharply, moving from $1681 to $2754, with a marked acceleration starting in 2024. This increase reflects the high parts and repair costs specific to electric vehicles.

To find the best insurance for your TESLA MODEL 3 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL 3 2020 cost in Quebec?

City differences are very pronounced for the 2020 Tesla Model 3: Saguenay ($10438) and Gatineau ($6767) show premiums well above average, while Brossard ($1807) and Drummondville ($1941) remain among the most affordable. Montreal ($3673) and Sherbrooke ($3175) also sit above the rest of the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1807.26
DRUMMONDVILLE $1940.53
GATINEAU $6766.62
LAVAL $2924.79
LÉVIS $2365.24
LONGUEUIL $2731.45
MONTRÉAL $3573.93
QUÉBEC $1892.90
REPENTIGNY $2865.33
SAINT-JEAN-SUR-RICHELIEU $3935.06
SAINT-JÉRÔME $3680.54
SHERBROOKE $3174.93
TERREBONNE $3442.62
TROIS-RIVIÈRES $1028.74

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Tesla Model 3?
The average premium for a 2020 Tesla Model 3 reached $2754 in 2026, steadily rising since 2021 when it stood at $1681.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory to drive a road vehicle on public roads, including electric vehicles.
Why has the premium for the 2020 Tesla Model 3 increased so much?
Between 2021 and 2026, the average premium rose from $1681 to $2754, a notable increase tied to the high cost of electric parts and specialized repair labor.
Which city has the highest insurance cost for a 2020 Tesla Model 3?
Based on the data provided, Saguenay shows the highest average premium ($10438), followed by Gatineau ($6767), well above other cities like Brossard ($1807).
Where is the 2020 Tesla Model 3 cheapest to insure?
Brossard ($1807) and Drummondville ($1941) show the lowest average premiums among the provided cities.
Do electric vehicles always cost more to insure?
Not necessarily, but the high cost of specialized parts, batteries, and body repairs specific to Tesla vehicles can push premiums higher compared to similar gas-powered cars.
How can I lower my premium for a Tesla Model 3?
Comparing multiple insurer quotes, especially between regions where differences are significant, remains the best way to find a more favorable premium for this vehicle.

Offers received by our customers on TESLA MODEL 3 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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