TESLA MODEL 3 2020 Car Insurance

View offers received by our clients for their TESLA MODEL 3 2020 car insurance

Click here to save on your car insurance

The 2020 Tesla Model 3 is a high-performance electric sedan offering generous range and advanced onboard technology. A pioneer of mainstream electrification, it attracts drivers focused on energy efficiency and cutting-edge innovation.

TESLA MODEL 3 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2020 Tesla Model 3 generally rise, moving from $1656 to $2777, despite a slight dip in 2023 ($1720). This upward trend reflects the high cost of parts and repairs specific to electric vehicles.

To find the best insurance for your TESLA MODEL 3 2020 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL 3 2020

How much does insurance for your TESLA MODEL 3 2020 cost in Quebec?

Premiums are highest in Saint-Jérôme ($3955), Gatineau ($3890), and Montreal ($3822), while Repentigny ($1398) and Brossard ($1807) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1807.26
DRUMMONDVILLE	$1940.53
GATINEAU	$3889.64
LAVAL	$2458.32
LÉVIS	$2365.24
LONGUEUIL	$2450.68
MONTRÉAL	$3821.89
QUÉBEC	$2063.33
REPENTIGNY	$1398.28
SAINT-JEAN-SUR-RICHELIEU	$2711.66
SAINT-JÉRÔME	$3955.49
SHERBROOKE	$3174.93
TERREBONNE	$2553.24
TROIS-RIVIÈRES	$2369.00

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Tesla Model 3?

The average premium for a 2020 Tesla Model 3 varies by year, reaching $2777 in 2026, up from $1656 in 2021, driven by rising parts and repair costs specific to electric vehicles.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why did the premium increase so much between 2021 and 2026?

The premium rose from $1656 to $2777, a notable increase tied to the high cost of specialized parts, complex electrical repairs, and the vehicle's replacement value.

Which cities offer the lowest insurance costs for a 2020 Model 3?

Based on the data provided, Repentigny ($1398) and Brossard ($1807) show the lowest average premiums among the compared cities.

Why do cities like Saint-Jérôme or Gatineau show such high premiums?

Factors such as local claim frequency, availability of specialized repair centers, and vehicle theft rates may explain premiums reaching $3955 in Saint-Jérôme and $3890 in Gatineau.

Do electric vehicles cost more to insure than an equivalent gas vehicle?

Often yes, due to high battery and specialized parts costs, which partly explains the Model 3's premium progression up to $2777 in 2026.

HYUNDAI
IONIQ
5

CHEVROLET
BOLT

POLESTAR
2

VOLKSWAGEN
ID.4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.