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TESLA MODEL 3 2024 Car Insurance

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The 2024 Tesla Model 3 is a high-performance electric sedan known for its range, advanced onboard technology, and brisk acceleration. It appeals to environmentally conscious drivers seeking a modern, connected driving experience.

TESLA MODEL 3 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, the average premium for the 2024 Tesla Model 3 shows an uneven pattern: it rises slightly from $3237 in 2024 to $3244 in 2025, then drops to $2861 in 2026. This recent decrease may reflect adjusted repair costs or growing insurer familiarity with the model.

To find the best insurance for your TESLA MODEL 3 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL 3 2024 cost in Quebec?

The highest premiums for the 2024 Model 3 are found in Montreal ($4566), Saint-Jérôme ($4080), and Saguenay ($3948), while Lévis ($1731), Drummondville ($1848), and Saint-Jean-sur-Richelieu ($1873) show the lowest amounts. The gap between the highest and lowest cities exceeds $2800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3562.50
DRUMMONDVILLE $1847.88
GATINEAU $3478.30
LAVAL $3087.06
LÉVIS $1730.87
LONGUEUIL $2529.47
MONTRÉAL $4566.27
QUÉBEC $2767.22
REPENTIGNY $2534.32
Saguenay $3947.92
SAINT-JEAN-SUR-RICHELIEU $1872.59
SAINT-JÉRÔME $4079.87
SHERBROOKE $2585.20
TERREBONNE $2351.91
TROIS-RIVIÈRES $2430.04

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2024 Tesla Model 3?
The average premium for a 2024 Tesla Model 3 was $3237 in 2024, then $3244 in 2025, dropping to $2861 in 2026.
Is the premium for the 2024 Model 3 actually decreasing?
Yes, after a slight increase between 2024 and 2025, the average premium dropped in 2026 to $2861, which may indicate an adjustment in costs related to this electric vehicle.
Which city has the highest insurance cost for the 2024 Tesla Model 3?
Based on the provided data, Montreal shows the highest premium at $4566, followed by Saint-Jérôme at $4080.
Where is insurance for the 2024 Model 3 most affordable?
Lévis ($1731) and Drummondville ($1848) offer the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can a Tesla Model 3 cost more to insure than an equivalent gas vehicle?
The cost of specialized parts, onboard technology, and battery-related repairs can influence premiums for an electric vehicle like the Model 3.
How can I lower my premium for a 2024 Tesla Model 3?
Comparing quotes from several insurers, especially between cities like Lévis and Montreal where the gap exceeds $2800, remains the most effective way to find a better price.

Offers received by our customers on TESLA MODEL 3 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026