TESLA MODEL 3 2022 Car Insurance

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The 2022 Tesla Model 3 is a high-performance electric sedan known for its range, advanced onboard technology, and brisk acceleration. It appeals to eco-conscious drivers who value innovation while delivering a quiet, modern driving experience.

TESLA MODEL 3 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Tesla Model 3 fluctuate, moving from $2087 to $2921, with a notable dip in 2023 ($1984) followed by a steady climb through 2026. The overall trend remains upward over the period.

To find the best insurance for your TESLA MODEL 3 2022 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL 3 2022

How much does insurance for your TESLA MODEL 3 2022 cost in Quebec?

Premiums are highest in Montreal ($4484), Saint-Jérôme ($4001), and Brossard ($3765), while Repentigny ($1466), Sherbrooke ($1579), and Saint-Jean-sur-Richelieu ($1783) show the lowest amounts. The gap between the priciest and most affordable cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$3765.24
DRUMMONDVILLE	$2097.18
GATINEAU	$3446.77
LAVAL	$3389.00
LÉVIS	$2743.26
LONGUEUIL	$2662.97
MONTRÉAL	$4484.43
QUÉBEC	$2766.41
REPENTIGNY	$1466.30
Saguenay	$2066.38
SAINT-JEAN-SUR-RICHELIEU	$1783.46
SAINT-JÉRÔME	$4001.44
SHERBROOKE	$1579.02
TERREBONNE	$3373.21
TROIS-RIVIÈRES	$3415.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Tesla Model 3?

The average premium varies by year, ranging from $1984 in 2023 to $2921 in 2026. In 2022, the model year itself, the average premium was $2505.

Are premiums for the 2022 Model 3 increasing over time?

Not linearly. After a dip in 2023 ($1984), the premium climbs steadily to $2921 by 2026, showing an overall upward trend despite fluctuations.

Which city has the highest insurance cost for the 2022 Tesla Model 3?

Based on the data provided, Montreal has the highest premium ($4484), followed by Saint-Jérôme ($4001) and Brossard ($3765).

Where is insurance for the 2022 Model 3 most affordable?

Repentigny ($1466), Sherbrooke ($1579), and Saint-Jean-sur-Richelieu ($1783) show the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can the Tesla Model 3 be more expensive to insure than a conventional sedan?

High electric component costs, onboard technology, and specialized repair expenses for electric vehicles contribute to premiums that can exceed $4000 in some cities.

HYUNDAI
IONIQ
5

CHEVROLET
BOLT

POLESTAR
2

BMW
I4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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