TESLA MODEL 3 2021 Car Insurance

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The 2021 Tesla Model 3 is a high-performance electric sedan known for its range, quick acceleration, and advanced onboard technology. A pioneer of the mainstream electric market, it appeals to drivers focused on innovation and energy efficiency.

TESLA MODEL 3 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Tesla Model 3 fluctuate significantly, moving from $5241 in 2021 to $1746 in 2022, back up to $3399 in 2023, down to $2106 in 2024, then rising again to $2925 in 2025 and $2721 in 2026. This volatility likely reflects changing parts and repair costs specific to electric vehicles rather than a stable trend.

To find the best insurance for your TESLA MODEL 3 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TESLA MODEL 3 2021 cost in Quebec?

Premiums for the 2021 Model 3 are highest in Montreal ($6479), Saint-Jérôme ($4082), and Quebec City ($3391), while Saguenay ($1267) and Sherbrooke ($1340) show the lowest amounts. The gap between cities is very significant for this vehicle.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2643.84
DRUMMONDVILLE	$2434.87
GATINEAU	$2102.13
LAVAL	$2436.77
LÉVIS	$2619.24
LONGUEUIL	$3090.04
MONTRÉAL	$6479.22
QUÉBEC	$3390.54
REPENTIGNY	$2374.87
Saguenay	$1266.58
SAINT-JEAN-SUR-RICHELIEU	$1645.74
SAINT-JÉRÔME	$4082.32
SHERBROOKE	$1340.07
TERREBONNE	$2077.70
TROIS-RIVIÈRES	$2466.45

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Tesla Model 3?

The average premium varies significantly by year, ranging from $1746 in 2022 to $5241 in 2021. By 2026, it sits around $2721.

Why do premiums for the 2021 Model 3 vary so much year to year?

Specialized parts costs, availability of certified technicians, and fluctuations in the electric vehicle insurance market explain the swings, with premiums moving from $5241 to $1746 and then to $3399 depending on the year.

Which city has the highest insurance cost for the 2021 Model 3?

Based on the data provided, Montreal has the highest premium at $6479, followed by Saint-Jérôme ($4082) and Quebec City ($3391).

Where is the 2021 Model 3 cheapest to insure?

Saguenay ($1267) and Sherbrooke ($1340) show the lowest average premiums among the provided cities.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Do electric vehicles like the Model 3 cost more to insure?

Often yes, due to high part costs, battery replacement, and specialized labor for repairs, which may explain premiums exceeding $6000 in some cities.

HYUNDAI
IONIQ
5

CHEVROLET
BOLT

POLESTAR
2

VOLKSWAGEN
ID.4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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