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TESLA MODEL 3 2025 Car Insurance

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The 2025 Tesla Model 3 is a high-performance electric sedan known for its range, advanced onboard technology, and quiet ride. It appeals to drivers focused on innovation and energy efficiency within the premium electric vehicle segment.

TESLA MODEL 3 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, the average premium for the 2025 Tesla Model 3 rises from $3219 to $3567 in 2025, then eases to $3321 in 2026. This fluctuation reflects changing repair and replacement costs specific to electric vehicles.

To find the best insurance for your TESLA MODEL 3 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL 3 2025 cost in Quebec?

Premiums for the 2025 Model 3 are highest in Gatineau ($5414), Laval ($5023), and Montreal ($4670), while Lévis ($2328), Quebec City ($2413), and Repentigny ($2427) show the lowest amounts. The spread between cities is notably pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3847.99
GATINEAU $5413.50
LAVAL $5023.47
LÉVIS $2327.96
MONTRÉAL $4670.48
QUÉBEC $2413.48
REPENTIGNY $2426.65
Saguenay $3277.92
SAINT-JEAN-SUR-RICHELIEU $2488.47
SHERBROOKE $4007.59
TERREBONNE $3453.38
TROIS-RIVIÈRES $2573.96

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 Tesla Model 3?
The average premium for a 2025 Tesla Model 3 is $3567 in 2025, based on available data, with significant variation depending on the city.
Has the 2025 Model 3 premium changed much since 2024?
Yes. It rose from $3219 in 2024 to $3567 in 2025, then eased to $3321 in 2026, showing fluctuation rather than a steady increase.
Which city has the highest insurance cost for the 2025 Model 3?
Based on the data provided, Gatineau shows the highest premium ($5414), followed by Laval ($5023) and Montreal ($4670).
Where is the 2025 Model 3 cheapest to insure?
Lévis ($2328), Quebec City ($2413), and Repentigny ($2427) offer the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do electric vehicles like the Model 3 often cost more to insure?
Repair costs, onboard technology, and higher replacement values for electric vehicles contribute to premiums that are generally above comparable gasoline vehicles.
How can I reduce the insurance cost of a Tesla Model 3?
Comparing quotes from several insurers and checking the differences between cities, which can exceed $3000 for this model, often helps identify meaningful savings.

Offers received by our customers on TESLA MODEL 3 2025 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026