TESLA MODEL 3 2018 Car Insurance

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The 2018 Tesla Model 3 is a pioneering electric sedan known for its range, instant performance, and unique tech-forward, minimalist cabin. It helped mainstream premium electric driving and remains a benchmark for tech-savvy drivers seeking innovation and efficiency.

TESLA MODEL 3 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2018 Tesla Model 3 rises from $1781 to $2588, with a temporary dip to $1659 in 2023 followed by a sharp rebound. The overall six-year trend remains upward, tied to the high cost of electric-vehicle parts and repairs.

To find the best insurance for your TESLA MODEL 3 2018 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL 3 2018

How much does insurance for your TESLA MODEL 3 2018 cost in Quebec?

Premiums vary sharply by city for the 2018 Tesla Model 3: Gatineau ($4313), Lévis ($3771), and Saint-Jérôme ($3460) show the highest amounts, while Sherbrooke ($1429) and Quebec City ($1593) are the most affordable. The gap between the most and least expensive cities exceeds $2800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$2132.69
GATINEAU	$4312.91
LAVAL	$2768.15
LÉVIS	$3770.96
MONTRÉAL	$2397.20
QUÉBEC	$1593.16
REPENTIGNY	$3024.58
SAINT-JEAN-SUR-RICHELIEU	$2503.19
SAINT-JÉRÔME	$3460.14
SHERBROOKE	$1428.99
TERREBONNE	$1956.44

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Tesla Model 3?

The average premium for a 2018 Tesla Model 3 is $2588 in 2026, up from $1781 recorded in 2021.

Has the premium for the 2018 Tesla Model 3 changed much since 2021?

Yes. After dipping to $1659 in 2023, the premium rose sharply, reaching $2488 in 2025 and $2588 in 2026 — a notable overall increase over six years.

Which city has the highest insurance cost for the 2018 Tesla Model 3?

Based on the data provided, Gatineau shows the highest premium at $4313, followed by Lévis at $3771.

Where is insurance most affordable for this vehicle?

Sherbrooke ($1429) and Quebec City ($1593) post the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why do Teslas often cost more to insure?

The high cost of specialized parts, onboard technology, and certified labor for electric-vehicle repairs drives up premiums for Tesla vehicles compared to equivalent gas-powered models.

HYUNDAI
IONIQ
6

CHEVROLET
BOLT

POLESTAR
2

NISSAN
LEAF

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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