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TESLA MODEL 3 2021 Car Insurance

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The 2021 Tesla Model 3 is a high-performing electric sedan known for its range, quick acceleration, and advanced onboard technology. A pioneer in the premium electric segment, it attracts drivers seeking innovation and a quiet ride.

TESLA MODEL 3 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Tesla Model 3 fluctuate significantly, moving from $5204 in 2021 to $1746 in 2022, rising to $3399 in 2023, dropping to $2106 in 2024, then climbing again to $2925 in 2025 and $2741 in 2026. This volatility likely reflects shifts in electric-vehicle-specific repair and parts costs rather than a stable trend.

To find the best insurance for your TESLA MODEL 3 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL 3 2021 cost in Quebec?

The highest premium is found in Montreal ($6505), followed by Saint-Jérôme ($4082) and Quebec City ($3438), while Saguenay ($1267) and Sherbrooke ($1295) show the lowest amounts. The gap between these cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2458.64
DRUMMONDVILLE $2529.38
GATINEAU $2389.27
LAVAL $2332.99
LÉVIS $2619.24
LONGUEUIL $2102.10
MONTRÉAL $3127.59
QUÉBEC $3493.98
REPENTIGNY $3081.96
Saguenay $1266.58
SAINT-JEAN-SUR-RICHELIEU $1775.43
SAINT-JÉRÔME $4818.71
SHERBROOKE $1181.32
TERREBONNE $1424.26
TROIS-RIVIÈRES $2466.45

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Tesla Model 3?
The average premium varies considerably by year, ranging from $1746 in 2022 to $5204 in 2021, with a recent value of $2741 in 2026. These variations reflect the volatility typical of electric vehicles.
Why does the Model 3 premium fluctuate so much year to year?
Electric vehicle repair costs, specialized parts availability, and evolving claims data explain these significant fluctuations rather than a linear trend.
Which city has the highest insurance cost for the 2021 Model 3?
Based on the data provided, Montreal shows the highest premium at $6505, well above other cities like Saguenay ($1267) or Sherbrooke ($1295).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the Model 3 cost more to insure?
Often yes, due to high battery and specialized parts costs. This may explain the higher premiums seen in certain cities like Montreal ($6505).
How can I lower my premium for a 2021 Tesla Model 3?
Comparing quotes from several insurers and checking for electric-vehicle-related discounts can help reduce the premium gap observed between cities.

Offers received by our customers on TESLA MODEL 3 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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