TESLA MODEL 3 2024 Car Insurance

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The 2024 Tesla Model 3 is a high-performance electric sedan known for its range, quick acceleration, and advanced onboard technology. It appeals to drivers seeking innovation and emission-free driving in a rapidly growing electric segment.

TESLA MODEL 3 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2024 Tesla Model 3 fluctuate, moving from $3237 to $3244, then dropping to $2887. This recent decrease may reflect improved parts availability or revised repair costs.

To find the best insurance for your TESLA MODEL 3 2024 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL 3 2024

How much does insurance for your TESLA MODEL 3 2024 cost in Quebec?

Premiums vary significantly by city: Montreal ($4584), Saint-Jérôme ($4080), and Saguenay ($3948) show the highest amounts, while Trois-Rivières ($1346), Drummondville ($1658), and Lévis ($1731) offer the most affordable premiums for the 2024 Model 3.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$3385.02
DRUMMONDVILLE	$1657.89
GATINEAU	$3767.37
LAVAL	$3277.77
LÉVIS	$2019.35
LONGUEUIL	$2910.40
MONTRÉAL	$4492.00
QUÉBEC	$2704.33
REPENTIGNY	$2341.99
Saguenay	$3947.92
SAINT-JEAN-SUR-RICHELIEU	$1872.59
SAINT-JÉRÔME	$4079.87
SHERBROOKE	$2958.94
TERREBONNE	$2829.49
TROIS-RIVIÈRES	$1346.15

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Tesla Model 3?

The average premium for a 2024 Tesla Model 3 ranges from $2887 to $3244 depending on the year, with the most recent figure at $2887 in 2026.

Are premiums for the 2024 Model 3 rising or falling?

Data shows a slight increase between 2024 ($3237) and 2025 ($3244), followed by a drop to $2887 in 2026, suggesting a possible stabilization in costs.

Which city offers the lowest insurance cost for the 2024 Tesla Model 3?

Based on the data provided, Trois-Rivières ($1346), Drummondville ($1658), and Lévis ($1731) offer the lowest premiums for this vehicle.

Why is Montreal's premium so high for the Model 3?

With an average premium of $4584, Montreal stands out clearly from other cities, likely due to traffic density, theft rates, and higher claim frequency in urban areas.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads, including electric vehicles.

Do electric vehicles like the Model 3 cost more to insure?

Often yes. The high cost of specialized parts, particularly the battery, along with onboard technology, can push premiums higher than comparable gas-powered vehicles.

HYUNDAI
IONIQ
6

POLESTAR
2

BMW
I4

CHEVROLET
BOLT

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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TESLA MODEL 3 2024 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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