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TOYOTA MATRIX 2005 Car Insurance

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The 2005 Toyota Matrix is a compact hatchback wagon known for mechanical reliability and practical versatility. Ideal for young drivers or tight budgets, it combines generous cargo space with low maintenance costs.

TOYOTA MATRIX 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2005 Toyota Matrix fluctuate without a clear linear trend, moving from $403 to $336, dropping to $249 in 2023, then rising back to $378, $350, and finally $464 in 2026. These variations reflect the vehicle's advanced age and periodic market adjustments.

To find the best insurance for your TOYOTA MATRIX 2005 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2005 cost in Quebec?

Premiums vary significantly by city for the 2005 Matrix: Lévis shows the highest amount ($977), followed by Montreal ($842), while Trois-Rivières ($258), Laval ($267), and Quebec City ($299) remain markedly more affordable. Saint-Jérôme sits at an intermediate level ($446).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $183.12
LÉVIS $977.46
MONTRÉAL $841.96
QUÉBEC $284.97
SAINT-JÉRÔME $445.81
TROIS-RIVIÈRES $258.33

Frequently asked questions (FAQ)

How much does insurance cost for a 2005 Toyota Matrix?
The average premium for a 2005 Toyota Matrix fluctuated between $249 and $464 over 2021-2026, reaching $464 in 2026 according to the most recent data.
Are premiums for the 2005 Matrix increasing over time?
Not in a linear way. Between 2021 and 2026, the premium dropped to $249 in 2023 before rising back to $464 in 2026, reflecting fluctuations rather than a steady trend.
Which city has the highest insurance cost for a 2005 Toyota Matrix?
Based on the data provided, Lévis shows the highest premium at $977, followed by Montreal at $842.
Where is insurance for the 2005 Matrix the cheapest?
Trois-Rivières ($258) and Laval ($267) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the vehicle's age affect the premium for a 2005 Matrix?
A 2005 vehicle has a lower replacement value, which can reduce some costs, but parts availability and the model's claims history also play a role in premium calculation.
How can I lower my premium for a 2005 Matrix?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's actual value are effective ways to reduce costs for an older model.

Offers received by our customers on TOYOTA MATRIX 2005 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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