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TOYOTA MATRIX 2006 Car Insurance

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The 2006 Toyota Matrix is a versatile compact hatchback, combining Toyota's well-known reliability with practical cargo space. Popular among young drivers and families, it stands out for its durability and low maintenance costs.

TOYOTA MATRIX 2006 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2006 Toyota Matrix remain relatively stable, ranging from $305 to $422. However, a sharp increase occurs in 2026, with the average premium reaching $1968, a significant jump compared to prior years.

To find the best insurance for your TOYOTA MATRIX 2006 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2006 cost in Quebec?

Premiums are highest for the 2006 Matrix in Montreal ($743) and Lévis ($663), while Laval ($148) and Longueuil ($180) show the lowest amounts. The gap between cities remains notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $346.26
LÉVIS $662.72
MONTRÉAL $891.88
Saguenay $237.35
SAINT-JEAN-SUR-RICHELIEU $163.48
SAINT-JÉRÔME $303.4
SHERBROOKE $307.82

Frequently asked questions (FAQ)

How much does insurance cost for a 2006 Toyota Matrix?
The average premium for a 2006 Toyota Matrix varies by year, ranging from $305 to $422 between 2021 and 2025, with a jump to $1968 in 2026 according to the most recent data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did the premium for the 2006 Matrix rise so much in 2026?
After a stable period between $305 and $422 from 2021 to 2025, the premium jumps to $1968 in 2026, which may reflect changes in repair costs, parts availability, or the risk profile of an aging vehicle.
Which cities offer the lowest premiums for the 2006 Matrix?
Based on the data provided, Laval ($148) and Longueuil ($180) post the lowest average premiums for this model.
Why is the premium higher in Montreal than other cities?
Montreal shows the highest average premium ($743) among the provided cities, likely due to traffic density and higher claim frequency in urban areas.
What factors influence the premium for a 2006 Toyota Matrix?
The vehicle's age, replacement value, parts availability, and the owner's driving record all influence the final premium, which can vary significantly from city to city.
How can I lower the premium for an older vehicle?
Comparing multiple quotes, adjusting optional coverage to match the vehicle's actual value, and maintaining a good driving record are effective ways to reduce the premium.

Offers received by our customers on TOYOTA MATRIX 2006 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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