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TOYOTA MATRIX 2007 Car Insurance

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The 2007 Toyota Matrix is a versatile compact wagon that combines Toyota's mechanical reliability with practical cargo space inspired by crossovers. Affordable and economical, it appeals to drivers seeking a functional vehicle for daily use.

TOYOTA MATRIX 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2007 Toyota Matrix fluctuate without a clear upward or downward trend, ranging between $290 and $390. This relative stability reflects the low replacement cost of a vehicle nearly twenty years old.

To find the best insurance for your TOYOTA MATRIX 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2007 cost in Quebec?

The highest premiums for the 2007 Matrix are found in Montreal ($463) and Saint-Jean-sur-Richelieu ($435), while Drummondville ($232) and Laval ($240) show the lowest amounts. The gap between cities remains notable, ranging from $232 to $463.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $386.42
DRUMMONDVILLE $232.10
GATINEAU $259.97
LAVAL $218.49
MONTRÉAL $540.60
QUÉBEC $242.25
SAINT-JEAN-SUR-RICHELIEU $435.29
SAINT-JÉRÔME $309.56
TROIS-RIVIÈRES $343.40

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2007 Toyota Matrix?
The average premium for a 2007 Toyota Matrix varies by year, ranging between $290 and $390 since 2021, with a recent value of $368 in 2026.
Have premiums for the 2007 Matrix increased over time?
No, they fluctuate rather than rising steadily. Between 2021 and 2026, the premium moved from $330 to $368, with intermediate variations reaching $390 in 2024.
Which city offers the lowest insurance cost for a 2007 Matrix?
Based on the data provided, Drummondville ($232) and Laval ($240) show the lowest average premiums for this model.
Why is the premium higher in Montreal?
In Montreal, traffic density and higher claim frequency in urban areas explain an average premium of $463, well above smaller cities like Drummondville.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Does an older vehicle like the 2007 Matrix cost less to insure?
Generally yes, since replacement value decreases with age. This is a factor contributing to the relatively modest premiums seen for this model compared to newer vehicles.
How can I lower my premium for a 2007 Toyota Matrix?
Comparing quotes from several insurers and choosing coverage matched to the vehicle's actual value are effective ways to reduce the premium for a model of this age.

Offers received by our customers on TOYOTA MATRIX 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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