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TOYOTA MATRIX 2008 Car Insurance

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The 2008 Toyota Matrix is a versatile compact hatchback combining Toyota's well-known reliability with practical cargo space. Designed for economical daily use, it appeals to drivers seeking simplicity, durability, and low maintenance costs.

TOYOTA MATRIX 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 Toyota Matrix fluctuate without a clear linear trend, moving from $700 to $702, then dropping to $359 in 2024 before rising to $591 and falling again to $450. These variations suggest sensitivity to driver profiles and market adjustments rather than a steady increase or decrease.

To find the best insurance for your TOYOTA MATRIX 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2008 cost in Quebec?

Premiums are highest for the 2008 Matrix in Gatineau ($832) and Sherbrooke ($772), while Saguenay ($204) and Lévis ($259) show the lowest amounts. Montreal ($363) and Quebec City ($416) fall in a mid-range, illustrating a marked regional gap.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $465.43
GATINEAU $832.46
LÉVIS $258.88
MONTRÉAL $362.82
QUÉBEC $416.10
Saguenay $204.38
SHERBROOKE $772.28

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Toyota Matrix?
In 2025, the average premium for a 2008 Toyota Matrix is $591, with noticeable variation across years and regions studied.
Have premiums for the Matrix 2008 increased over time?
Not consistently. Between 2021 and 2026, the average premium fluctuated between $359 and $702, without a sustained upward or downward trend.
Which city offers the cheapest insurance for a 2008 Toyota Matrix?
Based on the data provided, Saguenay ($204) and Lévis ($259) post the lowest average premiums for this model.
Why does Gatineau show a higher premium for this vehicle?
Gatineau records the highest average premium ($832), likely due to regional factors such as claim frequency or local traffic density.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of a 2008 Toyota Matrix?
The vehicle's age, lower replacement value, driver profile, and region of registration all influence the premium, explaining the differences observed between cities.
How can I get the best price for this vehicle?
Comparing quotes from several insurers remains the most effective approach, especially for an older model where premiums vary significantly by region.

Offers received by our customers on TOYOTA MATRIX 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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