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TOYOTA MATRIX 2009 Car Insurance

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The 2009 Toyota Matrix is a versatile compact wagon combining Toyota's legendary reliability with practical hatchback-inspired cargo space. Economical and easy to maintain, it remains a popular choice for drivers seeking an affordable, long-lasting vehicle.

TOYOTA MATRIX 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Toyota Matrix fluctuate without a clear trend, moving from $536 to $553, dropping to $457, rising back to $541, then declining to $454 and $437. These variations reflect the vehicle's older age and reduced replacement value.

To find the best insurance for your TOYOTA MATRIX 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2009 cost in Quebec?

The highest premiums for the 2009 Matrix are found in Trois-Rivières ($671) and Quebec City ($549), while Laval ($313) and Saguenay ($344) show the lowest amounts. The gap between cities remains notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $384.93
GATINEAU $413.95
LAVAL $313.06
LÉVIS $536.32
MONTRÉAL $594.07
QUÉBEC $585.61
Saguenay $344.17
SHERBROOKE $381.25
TROIS-RIVIÈRES $543.22

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Toyota Matrix?
The average premium for a 2009 Toyota Matrix varies by year, ranging from about $437 to $553 based on available data, with a value of $437 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2009 Matrix?
Based on the data provided, Laval ($313) and Saguenay ($344) show the lowest average premiums for this model.
Does the 2009 Matrix premium increase over time?
No, the data instead shows fluctuations without a clear trend, with premiums ranging between $437 and $553 from 2021 to 2026 — typical behavior for older vehicles.
Why does the premium vary so much between cities for this vehicle?
Factors like traffic density, theft rates, and local claim frequency explain the gap between Trois-Rivières ($671) and Laval ($313).
What factors influence a 2009 Matrix's premium today?
The vehicle's age, reduced replacement value, driver profile, and city of residence are the main factors determining the current premium.
How can I lower my premium for a 2009 Matrix?
Comparing multiple insurer quotes, adjusting coverage to match the vehicle's actual value, and bundling insurance policies can help reduce the premium.

No recent premium example was found for "TOYOTA MATRIX 2009".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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