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TOYOTA MATRIX 2012 Car Insurance

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The 2012 Toyota Matrix is a compact hatchback wagon valued for its reliability, versatility, and practical cargo space. Built on the Corolla platform, it suits drivers seeking an economical and easy-to-maintain vehicle.

TOYOTA MATRIX 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2012 Toyota Matrix remain relatively stable, ranging between $570 and $667. However, a sharp increase is observed in 2026, reaching $1527, which could reflect changes in repair costs or parts availability for this aging model.

To find the best insurance for your TOYOTA MATRIX 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2012 cost in Quebec?

The data reveal significant gaps between the provided cities: Montreal shows a markedly higher premium than the others ($10624), while Laval ($1037) and Saguenay ($955) trail well behind. Brossard ($56) shows the lowest premium, suggesting an atypical variation within the sample.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1037.41
LONGUEUIL $527.56
MONTRÉAL $499.08
QUÉBEC $615.50
Saguenay $954.84
SAINT-JEAN-SUR-RICHELIEU $299.75
SAINT-JÉRÔME $660.91
SHERBROOKE $493.82
TERREBONNE $385.67
TROIS-RIVIÈRES $677.98

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota Matrix?
The average premium varies by year, ranging from $570 in 2022 to $1527 in 2026, with intermediate amounts around $600 to $667 between 2021 and 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2012 Matrix premium jump in 2026?
The average premium rises from $602 in 2025 to $1527 in 2026, a sharp increase that may reflect higher repair costs or scarcer parts for an aging model.
Which city has the highest insurance cost for the 2012 Matrix?
Based on the data provided, Montreal shows the highest premium at $10624, a very large gap compared to other cities like Quebec ($615) or Sherbrooke ($604).
What factors influence the premium for a 2012 Toyota Matrix?
Vehicle age, reduced replacement value, city of residence, and claims history are key factors driving premium differences, as shown by the variation between cities.
How can I reduce my premium for a Matrix 2012?
Comparing quotes from several insurers, maintaining a good driving record, and choosing coverage matched to the vehicle's actual value are effective ways to lower costs.

Offers received by our customers on TOYOTA MATRIX 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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