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TOYOTA MATRIX Car Insurance

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The Toyota Matrix is a versatile compact hatchback combining Toyota's mechanical reliability with practical cargo space. Designed for everyday use, it appeals to drivers seeking storage flexibility and fuel efficiency without sacrificing durability.

TOYOTA MATRIX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Toyota Matrix fluctuate rather than follow a linear trend, moving from $529 in 2021 to $704 in 2022, dipping back to between $503 and $541 from 2023 to 2025, then rising again to $712 in 2026. These swings suggest sensitivity to yearly factors rather than a steady increase or decrease.

To find the best insurance for your TOYOTA MATRIX vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX cost in Quebec?

Montreal stands out clearly with an average premium of $1251, well above the other cities provided. Brossard ($370) and Saguenay ($375) show the lowest amounts, while Repentigny ($606) and Trois-Rivières ($562) sit above the general average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $422.11
DRUMMONDVILLE $500.53
GATINEAU $495.40
LAVAL $608.88
LÉVIS $495.61
LONGUEUIL $433.31
MONTRÉAL $700.44
QUÉBEC $537.10
REPENTIGNY $891.65
Saguenay $371.04
SAINT-JEAN-SUR-RICHELIEU $364.38
SAINT-JÉRÔME $463.81
SHERBROOKE $405.22
TERREBONNE $409.42
TROIS-RIVIÈRES $548.65

TOYOTA MATRIX average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota Matrix?
The average premium for a Toyota Matrix varies by year, ranging from $503 in 2023 to $712 in 2026, with a recent average between $541 and $712.
Are Toyota Matrix premiums increasing over time?
Not in a linear way. The premium rose from $529 in 2021 to $704 in 2022, then dropped back to between $503 and $541 before climbing again to $712 in 2026, reflecting fluctuations rather than a steady trend.
Why is insurance more expensive in Montreal for a Toyota Matrix?
Based on the data provided, the average premium in Montreal reaches $1251, far above other cities like Brossard ($370) or Saguenay ($375), largely due to traffic density and claim frequency in urban areas.
Where is insurance most affordable for a Toyota Matrix?
Brossard ($370) and Saguenay ($375) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium of a Toyota Matrix?
Vehicle age, city of residence, driver profile, and claims history are the main factors driving premium variation, as shown by the differences across the cities provided.
How can I lower my premium for a Toyota Matrix?
Comparing quotes from several insurers, especially in higher-premium areas like Montreal, often reveals a better price for the same driver profile.

Offers received by our customers on TOYOTA MATRIX cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA MATRIX page

The premiums above cover every version of the TOYOTA MATRIX, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
MATRIX WAGON 2003 - 2014
MATRIX WAGON 4WD 2003 - 2013
MATRIX XR WAGON 2003 - 2010
MATRIX XR WAGON 4WD 2003 - 2009
MATRIX XRS WAGON 2003 - 2013

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TOYOTA MATRIX by city

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