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VOLKSWAGEN Car Insurance

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Volkswagen is a German automaker known for well-built vehicles combining European reliability with everyday versatility. The brand offers a varied lineup, from compact sedans to family SUVs, valued for its balance of build quality and accessible pricing.

VOLKSWAGEN CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, insurance premiums for Volkswagen vehicles fluctuate noticeably: after peaking at $1915 in 2021, they drop to $1249 in 2023, then gradually climb back to $1529 in 2026. This variation reflects market adjustments rather than a steady linear trend.

To find the best insurance for your VOLKSWAGEN vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN cost in Quebec?

Premiums are highest in Montreal ($2015), Laval ($1869), and Terrebonne ($1693), while Drummondville ($1295), Sherbrooke ($1310), and Brossard ($1351) show the lowest amounts. The gap between extremes exceeds $700, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1352.71
DRUMMONDVILLE $1293.97
GATINEAU $1618.67
LAVAL $1831.44
LÉVIS $1341.51
LONGUEUIL $1510.35
MONTRÉAL $2056.84
QUÉBEC $1553.30
REPENTIGNY $1512.18
Saguenay $1627.82
SAINT-JEAN-SUR-RICHELIEU $1353.27
SAINT-JÉRÔME $1659.53
SHERBROOKE $1306.16
TERREBONNE $1691.23
TROIS-RIVIÈRES $1472.45

Frequently asked questions (FAQ)

How much does it cost to insure a Volkswagen?
The average premium for a Volkswagen vehicle stands at $1529 in 2026, after fluctuating between $1249 and $1915 in previous years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the average premium fluctuate so much between 2021 and 2023?
The premium dropped from $1915 in 2021 to $1249 in 2023, a significant decline likely reflecting adjustments in claims data and the composition of insured Volkswagen vehicles during that period.
Which cities offer the lowest insurance costs for a Volkswagen?
Based on the data provided, Drummondville ($1295), Sherbrooke ($1310), and Brossard ($1351) post the lowest average premiums for this automaker.
Why does Montreal show the highest premium?
At $2015, Montreal exceeds all other cities provided, a gap tied to traffic density and higher claim frequency in urban areas.
What factors influence the insurance premium for a Volkswagen?
The specific model, year, parts costs, driver profile, and city of residence all influence the final premium, which can vary significantly around the $1529 average.
How can I get the best price for a Volkswagen?
Comparing quotes from several insurers, based on the exact model and city, remains the best way to identify a favorable premium for a Volkswagen vehicle.

Offers received by our customers on VOLKSWAGEN cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026