VOLKSWAGEN Car Insurance

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Volkswagen is a German automaker known for well-built vehicles that combine European quality with accessible versatility. The brand offers a varied lineup, from compacts to SUVs, appreciated for its driving refinement and reputation for lasting reliability.

VOLKSWAGEN CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for Volkswagen vehicles fluctuate, dropping from $1356 to $1249 in 2023, before rising to $1569 in 2025 and easing slightly to $1519 in 2026. This pattern reflects cost adjustments rather than a linear trend.

To find the best insurance for your VOLKSWAGEN vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your VOLKSWAGEN

How much does insurance for your VOLKSWAGEN cost in Quebec?

Premiums are highest for Volkswagen in Montreal ($2012) and Laval ($1827), while Saint-Jean-sur-Richelieu ($1264) and Brossard ($1285) show the lowest amounts. A notable gap separates major urban centers from mid-sized cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1262.31
DRUMMONDVILLE	$1292.33
GATINEAU	$1666.66
LAVAL	$1710.14
LÉVIS	$1378.85
LONGUEUIL	$1497.40
MONTRÉAL	$1867.30
QUÉBEC	$1540.40
REPENTIGNY	$1469.22
Saguenay	$1699.61
SAINT-JEAN-SUR-RICHELIEU	$1208.51
SAINT-JÉRÔME	$1641.57
SHERBROOKE	$1306.68
TERREBONNE	$1665.75
TROIS-RIVIÈRES	$1424.86

Frequently asked questions (FAQ)

How much does it cost to insure a Volkswagen?

The average premium for a Volkswagen vehicle varies by year, ranging from $1249 in 2023 to $1569 in 2025, with an average of $1519 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have Volkswagen premiums changed much since 2021?

Yes, though without a clear linear trend: they dropped from $1356 in 2021 to $1249 in 2023, then rose to $1569 in 2025 before easing slightly to $1519 in 2026.

Which cities offer the lowest premiums for Volkswagen?

Based on the data provided, Saint-Jean-sur-Richelieu ($1264) and Brossard ($1285) post the lowest average premiums for this brand.

Why does Montreal show the highest Volkswagen premium?

Traffic density, theft risk, and higher claim frequency in urban areas contribute to an average premium of $2012 in Montreal, the highest among the cities provided.

What factors influence the premium for a Volkswagen vehicle?

The specific model, its year, claims history, driver profile, and city of residence all play a role in determining the premium.

How can I get a better price to insure my Volkswagen?

Comparing quotes from multiple insurers and bundling auto and home coverage remain effective ways to secure a more favorable price.