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VOLVO XC90 2023 Car Insurance

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The 2023 Volvo XC90 is a Swedish luxury SUV built around safety, comfort, and clean Scandinavian design. Ideal for discerning families, it combines advanced technology, generous space, and a premium image within the three-row SUV segment.

VOLVO XC90 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Volvo XC90 first fluctuate, dropping from $1668 to $1458 in 2023, before rising sharply to $3087 by 2026. This recent sharp increase reflects rising repair and replacement costs for luxury vehicles.

To find the best insurance for your VOLVO XC90 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2023 cost in Quebec?

Among the provided cities, Longueuil shows the highest premium ($4018), followed by Brossard ($3297), while Laval posts the lowest amount ($2717). The gap between these three cities remains significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3297.25
LAVAL $2717.37
LONGUEUIL $4017.74

Frequently asked questions (FAQ)

How much does it cost to insure a 2023 Volvo XC90?
The average premium for a 2023 Volvo XC90 has varied significantly, rising from $1458 in 2023 to $3087 in 2026, reflecting overall increases in luxury vehicle costs.
Why has the XC90 premium increased so much recently?
Between 2024 and 2026, the average premium climbs from $1564 to $3087, a sharp rise linked to higher parts and repair costs for this luxury SUV.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Which city has the highest premium for the 2023 XC90?
Based on the data provided, Longueuil shows the highest premium ($4018), followed by Brossard ($3297), while Laval is more affordable ($2717).
What factors influence the premium for a luxury SUV like the XC90?
High replacement value, specialized parts costs, and vehicle power are key factors driving the premium, which reached $3087 in 2026.
How can I lower the insurance cost for a 2023 XC90?
Comparing quotes from several insurers and bundling auto and home policies remain effective ways to reduce the premium for this type of vehicle.

Offers received by our customers on VOLVO XC90 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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