VOLVO XC90 2022 Car Insurance

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The 2022 Volvo XC90 is a family luxury SUV known for advanced safety, Scandinavian comfort, and three-row seating. It appeals to families seeking a spacious, refined, and technologically advanced vehicle.

VOLVO XC90 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Volvo XC90 fluctuate noticeably, moving from $1221 to $2627, with occasional dips (like $1206 in 2023) followed by sharp increases. This volatility makes a straightforward year-over-year trend difficult to generalize.

To find the best insurance for your VOLVO XC90 2022 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your VOLVO XC90 2022 cost in Quebec?

The highest premium for the 2022 XC90 is found in Montreal ($3552), followed by Repentigny ($2544), while Terrebonne ($1975) and Quebec City ($2010) show the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$3551.83
QUÉBEC	$2009.96
REPENTIGNY	$2544.06
TERREBONNE	$1975.48

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Volvo XC90?

The average premium varies by year, ranging from $1206 to $2627 between 2021 and 2026, with a value of $2258 in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.

Why does the XC90's premium vary so much year to year?

Fluctuations, such as the drop to $1206 in 2023 followed by a rise to $2627 in 2026, may reflect changes in repair costs, parts availability, and insurer adjustments.

Which city has the highest premium for the 2022 XC90?

Based on the data provided, Montreal shows the highest premium at $3552, well above Terrebonne ($1975) and Quebec City ($2010).

What factors influence insurance pricing for a luxury SUV like the XC90?

High replacement value, specialized parts costs, and advanced onboard technology contribute to premiums that are generally higher than mainstream SUVs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/05/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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