VOLVO XC90 2022 Car Insurance

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The 2022 Volvo XC90 is a premium family SUV known for advanced safety, Scandinavian comfort, and an elegant presence. It suits families seeking a spacious, tech-forward, and reassuring vehicle for everyday driving.

VOLVO XC90 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Volvo XC90 fluctuate significantly, moving from $1221 to $2431 in 2022, dropping to $1206 in 2023, then rising steadily to $2266 in 2025 and $2626 in 2026. This volatility reflects notable swings rather than a clear linear trend.

To find the best insurance for your VOLVO XC90 2022 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your VOLVO XC90 2022 cost in Quebec?

Premiums for the 2022 Volvo XC90 are notably higher in Montreal ($3552), followed by Repentigny ($2544) and Quebec City ($2238), while Terrebonne ($1975) shows the most affordable amount among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$3551.83
QUÉBEC	$2238.32
REPENTIGNY	$2544.06
TERREBONNE	$1975.48

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Volvo XC90?

The average premium for the 2022 Volvo XC90 has varied considerably by year, reaching $2626 in 2026 after being as low as $1206 in 2023. The exact amount depends heavily on city and driver profile.

Do 2022 XC90 premiums follow a clear trend?

No. Between 2021 and 2026, premiums fluctuate significantly, moving from $1221 to $2431, then to $1206, before rising again to $2626. This reflects marked swings rather than a steady progression.

Which city has the highest cost to insure a 2022 Volvo XC90?

Based on the data provided, Montreal shows the highest premium at $3552, well above Repentigny ($2544), Quebec City ($2238), and Terrebonne ($1975).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why is the Volvo XC90 more expensive to insure than a compact vehicle?

Its size, higher replacement value, and the cost of parts and onboard technology all contribute to higher premiums compared to smaller vehicles.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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