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VOLVO XC90 2021 Car Insurance

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The 2021 Volvo XC90 is a mid-size luxury SUV built around safety, Scandinavian comfort, and refined finishing. Designed for discerning families, it combines advanced technology with a spacious cabin for premium everyday use.

VOLVO XC90 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Volvo XC90 fluctuate without a clear linear pattern, dropping from $1940 to $1351 in 2022, then rising to $2282 in 2025 before falling back to $1855 in 2026. This variability reflects periodic market adjustments rather than a steady increase or decrease.

To find the best insurance for your VOLVO XC90 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2021 cost in Quebec?

Montreal stands out clearly with the highest premium ($3247), well above Longueuil ($1829), Laval ($1716), and Sherbrooke ($1715), which show comparable and notably more affordable amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1715.77
LONGUEUIL $1829.02
MONTRÉAL $3246.85
SHERBROOKE $1715.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Volvo XC90?
The average premium for a 2021 Volvo XC90 varies by year, ranging from $1351 in 2022 to $2282 in 2025, with a value of $1855 in 2026.
Do XC90 2021 premiums follow a stable trend?
No. Between 2021 and 2026, premiums fluctuate, dropping from $1940 to $1351, then rising to $2282 before falling back to $1855, without a clear linear trend.
Which city has the highest insurance cost for the 2021 XC90?
Based on the data provided, Montreal shows the highest premium at $3247, well above Longueuil ($1829), Laval ($1716), and Sherbrooke ($1715).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the XC90 cost more to insure than a regular SUV?
Its classification as a luxury SUV, higher replacement value, and specialized parts costs drive premiums above those of mainstream SUVs.
How can I lower my insurance premium for a 2021 XC90?
Comparing quotes from several insurers, particularly outside Montreal where premiums are higher, remains the most effective way to reduce costs.

Offers received by our customers on VOLVO XC90 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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