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VOLVO XC90 2021 Car Insurance

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The 2021 Volvo XC90 is a three-row luxury midsize SUV known for its clean Scandinavian design, refined cabin, and advanced safety technology. It appeals to families seeking premium comfort combined with reliability.

VOLVO XC90 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Volvo XC90 fluctuate without a clear linear pattern, moving from $1791 in 2021 to $1351 in 2022, rising to $2097 in 2023, then $1999 in 2024, $2282 in 2025, and back down to $1838 in 2026. These variations likely reflect periodic insurance market adjustments rather than a steady trajectory.

To find the best insurance for your VOLVO XC90 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2021 cost in Quebec?

The average premium for the 2021 Volvo XC90 varies significantly by city: Montreal stands out clearly at $3247, followed by Saint-Jean-sur-Richelieu ($2135) and Longueuil ($1829), while Laval ($1716) and Sherbrooke ($1715) show the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1715.77
LONGUEUIL $1829.02
MONTRÉAL $3246.85
SHERBROOKE $1715.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Volvo XC90?
The average premium for a 2021 Volvo XC90 has ranged between $1351 and $2282 depending on the year, with a value of $1838 in 2026.
Have premiums for the 2021 XC90 increased since 2021?
Not consistently. The premium dropped from $1791 in 2021 to $1351 in 2022, then fluctuated up to $1838 by 2026, without a sustained upward or downward trend.
Why is Montreal's premium so high for this vehicle?
Based on the data provided, Montreal averages $3247 for the 2021 XC90, well above other cities like Laval ($1716) or Sherbrooke ($1715), likely due to urban density and claim frequency.
Which city offers the most affordable premiums for the 2021 XC90?
Based on the data, Sherbrooke ($1715) and Laval ($1716) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a luxury SUV like the XC90?
High replacement value, specialized parts costs, and vehicle power generally contribute to higher premiums compared to mainstream SUVs.
How can I compare insurance prices for a 2021 XC90?
Getting several quotes from different insurers for the same driver profile and city helps identify price differences, which can be significant for this model.

Offers received by our customers on VOLVO XC90 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026