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VOLVO XC90 2018 Car Insurance

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The 2018 Volvo XC90 is a midsize luxury SUV known for its clean Scandinavian design, refined cabin, and advanced safety technology. Built for discerning families, it combines premium comfort with everyday versatility.

VOLVO XC90 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2018 Volvo XC90 fluctuate significantly, moving from $1789 to $1464 and then $1319 in 2024, before jumping to $1993 in 2025 and $2671 in 2026. This sharp rebound suggests a recent increase in repair or claims costs for this model.

To find the best insurance for your VOLVO XC90 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2018 cost in Quebec?

Between the two cities provided, the average premium for the 2018 Volvo XC90 is notably higher in Montreal ($2192) than in Laval ($1590), a gap of over $600 that likely reflects greater urban density and traffic volume in Montreal.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1590.31
MONTRÉAL $2191.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Volvo XC90?
Based on available data, the average premium for a 2018 Volvo XC90 ranged from $1319 to $2671 between 2022 and 2026, with a recent average of $2671 in 2026.
Have premiums for the 2018 XC90 increased over time?
Yes, but irregularly. After dropping from $1789 in 2022 to $1319 in 2024, the premium rebounded sharply to $1993 in 2025 and $2671 in 2026.
Which city offers the lowest insurance cost for the 2018 XC90?
Between the cities provided, Laval ($1590) shows a notably lower average premium than Montreal ($2192).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the XC90 premium jump in 2026?
The rise to $2671 in 2026 can be explained by increasing parts and repair costs typical of luxury vehicles, along with the growing age of the 2018 model.
What factors influence the premium for a luxury SUV like the XC90?
High replacement value, specialized parts costs, and safety profile all influence the premium, which varies considerably by city and year.
How can I lower the insurance premium for a 2018 XC90?
Comparing quotes from several insurers and bundling auto with home insurance remain the most effective ways to reduce costs for this type of vehicle.

Offers received by our customers on VOLVO XC90 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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