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VOLVO XC90 2016 Car Insurance

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The 2016 Volvo XC90 is a mid-size luxury SUV known for its safety credentials, Scandinavian comfort, and spacious three-row cabin. Ideal for families, it combines refinement, durability, and the advanced technology typical of the Swedish brand.

VOLVO XC90 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2016 Volvo XC90 fluctuates, rising from $1482 to a peak of $1769 in 2023, then stabilizing around $1608 to $1684 in subsequent years. This variation reflects periodic adjustments rather than a clear linear trend.

To find the best insurance for your VOLVO XC90 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2016 cost in Quebec?

Based on the data provided, the average premium for the 2016 Volvo XC90 is notably higher in Laval ($2910) than in Quebec City ($1705), a significant gap that may reflect differences in traffic density and claim frequency between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2910.06
QUÉBEC $1705.47

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 Volvo XC90?
Based on the available data, the average premium for a 2016 Volvo XC90 was $1684 in 2025, with variations ranging between $1482 and $1769 over recent years.
Has the premium for the 2016 XC90 changed much over the years?
Yes, it has fluctuated, peaking at $1769 in 2023 before settling around $1608 to $1684 in subsequent years, without a consistent upward trend.
Why is XC90 insurance more expensive in Laval than in Quebec City?
Based on the data provided, the average premium reaches $2910 in Laval versus $1705 in Quebec City, a gap possibly linked to higher urban density and traffic volume in Laval.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a luxury SUV like the XC90?
The vehicle's age, parts value, repair costs, and the driver's region all influence the premium, which varies significantly between $1608 and $2910 according to the data.
How can I lower my premium for a Volvo XC90?
Comparing multiple insurer quotes, bundling auto and home coverage, and checking for available discounts are effective ways to reduce the premium for this vehicle.

Offers received by our customers on VOLVO XC90 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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