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VOLVO XC90 2016 Car Insurance

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The 2016 Volvo XC90 is a mid-size luxury SUV known for exemplary safety, Scandinavian comfort, and family versatility. Offering seating for up to seven, it appeals to drivers seeking a rugged, refined vehicle built for long-distance travel.

VOLVO XC90 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Volvo XC90 fluctuates noticeably, rising from $906 to a peak of $1769 in 2023, before falling back to $1173 in 2026. This variability reflects insurance market adjustments rather than a steady linear trend.

To find the best insurance for your VOLVO XC90 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2016 cost in Quebec?

Based on the data provided, the average premium for the 2016 Volvo XC90 is notably higher in Québec ($1705) than in Saint-Jean-sur-Richelieu ($857) — nearly double between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2910.06
QUÉBEC $1705.47

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Volvo XC90?
The average premium for a 2016 Volvo XC90 varies by year, ranging from $906 in 2021 to a peak of $1769 in 2023, before dropping to $1173 in 2026 according to the latest available data.
Has the premium for the 2016 XC90 changed much over the years?
Yes. Between 2021 and 2026, the average premium fluctuates significantly, reaching a peak of $1769 in 2023 before falling to $1173 in 2026, without a clear linear trend.
Where is insurance for the 2016 XC90 cheapest?
Based on the data provided, Saint-Jean-sur-Richelieu ($857) offers a notably lower premium than Québec ($1705) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the insurance cost of a luxury SUV like the XC90 vary so much?
Parts cost, high replacement value, and vehicle age influence premiums, which may explain the variation observed between $906 and $1769 across different years.
How can I reduce the insurance cost of a 2016 Volvo XC90?
Comparing several quotes, bundling auto and home insurance, and maintaining a clean driving record are effective ways to lower the cost for this type of vehicle.

Offers received by our customers on VOLVO XC90 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026