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VOLVO XC90 2009 Car Insurance

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The 2009 Volvo XC90 is a Swedish family SUV built around safety, comfort, and generous interior space. Known for its long-term durability and reliability, it appeals to families seeking a versatile and reassuring vehicle.

VOLVO XC90 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2009 Volvo XC90 fluctuate without a clear trend, moving from $945 in 2021 to $660 in 2022, dropping to $367 in 2023, rising again to $517 in 2024, and settling at $434 in 2025. The vehicle's advancing age and changing insurable value help explain these swings.

To find the best insurance for your VOLVO XC90 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2009 cost in Quebec?

Based on the available data, the average premium for a 2009 Volvo XC90 in Laval stands at $444, an amount consistent with the reduced value of a vehicle of this age.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Volvo XC90?
In 2025, the average premium for a 2009 Volvo XC90 is $434, a relatively low amount attributable to the vehicle's age and reduced replacement value.
Have premiums for the 2009 XC90 varied a lot over time?
Yes. Between 2021 and 2025, the average premium fluctuated from $945 down to a low of $367 in 2023, then settled around $400 to $500, without a consistent upward or downward trend.
How much does insurance cost for this vehicle in Laval?
Based on the data provided, the average premium for a 2009 Volvo XC90 in Laval is $444.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does such an old vehicle cost less to insure?
The replacement value of a 2009 Volvo XC90 is significantly lower than a recent model, reducing the damage portion of the premium, even though repair costs remain a factor.
What factors influence the premium for a 2009 XC90?
Vehicle age, market value, claims history, and driver profile are the main elements determining the premium for this model.
How can I reduce my premium for this vehicle?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's real value often helps secure a more favorable premium for a model of this age.

Offers received by our customers on VOLVO XC90 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026