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BMW I3 Car Insurance

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The BMW i3 is a compact electric city car with a forward-thinking design built for urban mobility. Featuring a lightweight carbon-fiber body, it appeals to city drivers seeking a distinctive tech-forward statement and a reduced environmental footprint.

BMW I3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW i3 fluctuate significantly, moving from $3324 in 2021 down to $872 in 2023, then spiking to $4541 in 2024 before settling at $1535 in 2026. This volatility likely reflects a small data sample for this niche model rather than a stable trend.

To find the best insurance for your BMW I3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I3 cost in Quebec?

Among the six cities provided, Repentigny ($2512) and Saint-Jean-sur-Richelieu ($2216) show the highest premiums for the BMW i3, while Quebec City ($923) stands out with the lowest amount. Laval ($1749), Montreal ($1703), and Gatineau ($1556) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1555.87
LAVAL $1749.45
MONTRÉAL $1703.01
QUÉBEC $923.23
REPENTIGNY $2512.35
SAINT-JEAN-SUR-RICHELIEU $2215.84

BMW I3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW I3 2021 $1513.86
BMW I3 2019 $1288.75
BMW I3 2018 $1848.23
BMW I3 2017 $1169.04
BMW I3 2016 $1477.71
BMW I3 2015 $1083.65
BMW I3 2014 $1107.24

Frequently asked questions (FAQ)

How much does insurance cost for a BMW i3?
The average premium for the BMW i3 has varied considerably by year, ranging from $872 in 2023 to $4541 in 2024, with the most recent figure at $1535 in 2026.
Why do BMW i3 premiums fluctuate so much year to year?
As a niche model, the i3 generates limited data volume for insurers, which can lead to notable swings, such as the jump from $872 in 2023 to $4541 in 2024.
Which city offers the lowest insurance cost for a BMW i3?
Based on the data provided, Quebec City has the lowest average premium at $923, compared to $2512 in Repentigny.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the BMW i3 cost more to insure?
Repair and replacement costs for electric components and the carbon-fiber body can influence premiums, contributing to the variability seen for this model.
How can I lower my premium for a BMW i3?
Comparing quotes from several insurers remains the best way to secure a competitive price, especially for a niche vehicle where pricing differences between insurers can be significant.

Offers received by our customers on BMW I3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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