BMW X1 2021
Sharon from Pincourt
$1735 /year
Premium computed in November 2025
The BMW X1 is a compact luxury SUV that combines elegance and versatility. Offering the dynamic driving experience characteristic of the Bavarian brand, it stands out with its refined cabin and advanced technologies. Perfect for demanding urban drivers, the X1 provides an ideal balance between performance, comfort and everyday practicality, while maintaining BMW's sporty DNA.
Insurance premiums for the BMW X1 show a general upward trend between 2021 and 2025, rising from $1288 to $1646, despite a slight decrease in 2023. This 28% increase over five years likely reflects the growing costs of replacement parts and repairs for this luxury model.
To find the best insurance for your BMW X1 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the BMW X1 vary significantly by city, with Montreal showing the highest costs at $2077, followed by Laval at $1915. In contrast, Drummondville offers the most affordable premiums at just $519, four times less than Montreal. Terrebonne also presents competitive prices at $1030.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1364.05 |
| DRUMMONDVILLE | $519.28 |
| GATINEAU | $1518.87 |
| LAVAL | $1950.57 |
| LÉVIS | $1504.67 |
| LONGUEUIL | $1627.97 |
| MONTRÉAL | $2110.40 |
| QUÉBEC | $1753.02 |
| REPENTIGNY | $1374.99 |
| SAINT-JEAN-SUR-RICHELIEU | $1230.19 |
| SAINT-JÉRÔME | $1668.08 |
| SHERBROOKE | $1567.38 |
| TERREBONNE | $1030.40 |
| TROIS-RIVIÈRES | $1355.35 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.