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BMW 1 SERIES Car Insurance

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BMW M is the German automaker's performance division, dedicated to the sportiest versions of its lineup. Tuned engines, reinforced chassis, and refined aerodynamics make it a benchmark for drivers seeking thrilling performance and prestige, on the road or the track.

BMW 1 SERIES CAR INSURANCE RATES SINCE 2022.

Available data for BMW M shows marked variation between 2022 and 2026, moving from $0 to $511 in 2024, then $492 in 2025 and $203 in 2026. These significant swings suggest limited or incomplete history, making it difficult to identify a stable trend.

To find the best insurance for your BMW 1 SERIES vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 1 SERIES cost in Quebec?

Based on the data provided, the average premium for BMW M in Quebec City stands at $351. No other city is available for comparison in the data provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $350.98

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW M?
Based on the available data, the average premium for a BMW M varies significantly by year, reaching $511 in 2024, $492 in 2025, and $203 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums for the BMW M vary so much year to year?
The gap between $511 in 2024 and $203 in 2026 may reflect limited or incomplete historical data rather than an actual trend. More data would be needed to confirm a stable pattern.
How much does BMW M insurance cost in Quebec City?
Based on the data provided, the average premium for a BMW M in Quebec City is $351, though no comparison with other cities is available in this data.
Why is a BMW M generally more expensive to insure?
As a performance vehicle, the BMW M combines high power output, specialized parts, and higher repair costs, which typically drive up insurance premiums.
How can I reduce the cost of insuring a BMW M?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling auto and home insurance are common ways to lower the premium.

Offers received by our customers on BMW 1 SERIES cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026